| Quarter | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 1 | 1 | 0 | 1 | |
Growth YoY Revenue Growth YoY% | -67.2 | -81.5 | -69.6 | 2.6 | 13.9 | 6.3 | -12.2 | 62.5 | 38.8 | 51.0 | 0.0 | -13.8 |
| 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
OPM OPM% | 16.3 | 25.0 | 22.4 | -17.5 | 10.2 | 17.6 | -58.1 | 6.2 | 7.3 | 18.2 | -58.1 | 5.4 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
Interest Expense Interest ExpenseCr | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Depreciation DepreciationCr | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PBT PBTCr | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
Growth YoY PAT Growth YoY% | 115.6 | -28.6 | 65.6 | 64.3 | -60.0 | 160.0 | -163.6 | 150.0 | 50.0 | -38.5 | -13.8 | 20.0 |
NPM NPM% | 23.3 | 20.8 | -22.4 | -25.0 | 8.2 | 51.0 | -67.4 | 7.7 | 8.8 | 20.8 | -76.7 | 10.7 |
| 0.1 | 0.1 | -0.1 | -0.1 | 0.0 | 0.2 | -0.3 | 0.1 | 0.1 | 0.1 | -0.3 | 0.0 |
| Quarter | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 1 | 1 | 0 | 1 | |
Growth YoY Revenue Growth YoY% | -67.2 | -81.5 | -69.6 | 2.6 | 13.9 | 6.3 | -12.2 | 62.5 | 38.8 | 51.0 | 0.0 | -13.8 |
| 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
OPM OPM% | 16.3 | 25.0 | 22.4 | -17.5 | 10.2 | 17.6 | -58.1 | 6.2 | 7.3 | 18.2 | -58.1 | 5.4 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
Interest Expense Interest ExpenseCr | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Depreciation DepreciationCr | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PBT PBTCr | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
Growth YoY PAT Growth YoY% | 115.6 | -28.6 | 65.6 | 64.3 | -60.0 | 160.0 | -163.6 | 150.0 | 50.0 | -38.5 | -13.8 | 20.0 |
NPM NPM% | 23.3 | 20.8 | -22.4 | -25.0 | 8.2 | 51.0 | -67.4 | 7.7 | 8.8 | 20.8 | -76.7 | 10.7 |
| 0.1 | 0.1 | -0.1 | -0.1 | 0.0 | 0.2 | -0.3 | 0.1 | 0.1 | 0.1 | -0.3 | 0.0 |
| Financial Year | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue RevenueCr | 14 | 15 | 10 | 7 | 1 | 0 | 1 | 6 | 2 | 2 | 3 | 2 |
Growth Revenue Growth% | -48.7 | 4.5 | -32.7 | -33.4 | -80.0 | -90.3 | 384.4 | 827.4 | -69.4 | 2.6 | 38.1 | 17.3 |
| 14 | 14 | 9 | 6 | 2 | 1 | 1 | 6 | 1 | 2 | 3 | 2 | |
| 0 | 1 | 1 | 1 | -1 | -1 | 0 | 0 | 0 | 0 | 0 | 0 | |
OPM OPM% | 3.3 | 5.3 | 11.1 | 16.2 | -44.0 | -876.9 | -75.1 | 5.2 | 17.3 | -10.3 | -1.2 | -1.2 |
| 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | |
Interest Expense Interest ExpenseCr | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Depreciation DepreciationCr | 0 | 1 | 1 | 3 | 4 | 5 | 3 | 2 | 1 | 0 | 0 | 0 |
PBT PBTCr | 0 | 0 | 0 | -2 | -5 | -7 | -4 | -2 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
PAT PATCr | 0 | 0 | 0 | -2 | -5 | -7 | -3 | -2 | 0 | 0 | 0 | 0 |
Growth PAT Growth% | 103.1 | 108.1 | 5.0 | -1,538.9 | -180.8 | -44.1 | 51.9 | 51.2 | 88.3 | 51.3 | 42.7 | -183.3 |
NPM NPM% | 0.4 | 0.8 | 1.2 | -26.1 | -366.8 | -5,427.0 | -538.5 | -28.4 | -10.8 | -5.1 | -2.1 | -2.0 |
| 0.1 | 0.1 | 0.1 | -1.7 | -4.7 | -6.8 | -3.3 | -1.6 | -0.2 | -0.1 | -0.1 | -0.1 |
| Financial Year | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue RevenueCr | 14 | 15 | 10 | 7 | 1 | 0 | 1 | 6 | 2 | 2 | 3 | 2 |
Growth Revenue Growth% | -48.7 | 4.5 | -32.7 | -33.4 | -80.0 | -90.3 | 384.4 | 827.4 | -69.4 | 2.6 | 38.1 | 17.3 |
| 14 | 14 | 9 | 6 | 2 | 1 | 1 | 6 | 1 | 2 | 3 | 2 | |
| 0 | 1 | 1 | 1 | -1 | -1 | 0 | 0 | 0 | 0 | 0 | 0 | |
OPM OPM% | 3.3 | 5.3 | 11.1 | 16.2 | -44.0 | -876.9 | -75.1 | 5.2 | 17.3 | -10.3 | -1.2 | -1.2 |
| 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | |
Interest Expense Interest ExpenseCr | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Depreciation DepreciationCr | 0 | 1 | 1 | 3 | 4 | 5 | 3 | 2 | 1 | 0 | 0 | 0 |
PBT PBTCr | 0 | 0 | 0 | -2 | -5 | -7 | -4 | -2 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
PAT PATCr | 0 | 0 | 0 | -2 | -5 | -7 | -3 | -2 | 0 | 0 | 0 | 0 |
Growth PAT Growth% | 103.1 | 108.1 | 5.0 | -1,538.9 | -180.8 | -44.1 | 51.9 | 51.2 | 88.3 | 51.3 | 42.7 | -183.3 |
NPM NPM% | 0.4 | 0.8 | 1.2 | -26.1 | -366.8 | -5,427.0 | -538.5 | -28.4 | -10.8 | -5.1 | -2.1 | -2.0 |
| 0.1 | 0.1 | 0.1 | -1.7 | -4.7 | -6.8 | -3.3 | -1.6 | -0.2 | -0.1 | -0.1 | -0.1 |
| Financial Year | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital Equity CapitalCr | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
Reserves ReservesCr | 20 | 20 | 20 | 18 | 13 | 5 | 2 | 0 | 0 | 0 | 0 |
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | |
| 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 2 | |
| 34 | 34 | 34 | 31 | 26 | 18 | 15 | 13 | 12 | 12 | 12 | |
| 21 | 21 | 17 | 11 | 5 | 1 | 1 | 1 | 1 | 1 | 1 | |
| 13 | 13 | 17 | 21 | 22 | 18 | 14 | 12 | 11 | 11 | 11 | |
| 34 | 34 | 34 | 31 | 26 | 18 | 15 | 13 | 12 | 12 | 12 |
| Financial Year | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital Equity CapitalCr | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
Reserves ReservesCr | 20 | 20 | 20 | 18 | 13 | 5 | 2 | 0 | 0 | 0 | 0 |
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | |
| 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 2 | |
| 34 | 34 | 34 | 31 | 26 | 18 | 15 | 13 | 12 | 12 | 12 | |
| 21 | 21 | 17 | 11 | 5 | 1 | 1 | 1 | 1 | 1 | 1 | |
| 13 | 13 | 17 | 21 | 22 | 18 | 14 | 12 | 11 | 11 | 11 | |
| 34 | 34 | 34 | 31 | 26 | 18 | 15 | 13 | 12 | 12 | 12 |
| Financial Year | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 1 | 5 | 8 | 5 | 1 | 0 | 0 | 1 | 0 | 0 | |
| -1 | -1 | -5 | -8 | -5 | 0 | 0 | 0 | 0 | 0 | 0 | |
| -1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
Net Cash Flow Net Cash FlowCr | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Free Cash Flow Free Cash FlowCr | 0 | 0 | 0 | 8 | 5 | 1 | 0 | 0 | 0 | 0 | 0 |
CFO To PAT CFO To PAT% | 2,628.2 | 1,256.9 | 3,987.7 | -431.2 | -109.3 | -7.4 | 5.8 | 10.7 | -411.4 | 93.6 | -290.1 |
CFO To EBITDA CFO To EBITDA% | 307.5 | 183.9 | 433.0 | 693.5 | -911.3 | -45.9 | 41.5 | -58.0 | 256.2 | 46.4 | -503.6 |
| Financial Year | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 1 | 5 | 8 | 5 | 1 | 0 | 0 | 1 | 0 | 0 | |
| -1 | -1 | -5 | -8 | -5 | 0 | 0 | 0 | 0 | 0 | 0 | |
| -1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
Net Cash Flow Net Cash FlowCr | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Free Cash Flow Free Cash FlowCr | 0 | 0 | 0 | 8 | 5 | 1 | 0 | 0 | 0 | 0 | 0 |
CFO To PAT CFO To PAT% | 2,628.2 | 1,256.9 | 3,987.7 | -431.2 | -109.3 | -7.4 | 5.8 | 10.7 | -411.4 | 93.6 | -290.1 |
CFO To EBITDA CFO To EBITDA% | 307.5 | 183.9 | 433.0 | 693.5 | -911.3 | -45.9 | 41.5 | -58.0 | 256.2 | 46.4 | -503.6 |
| Financial Year | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Current |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap Market CapitalizationCr | 6 | 14 | 16 | 11 | 2 | 5 | 6 | 5 | 6 | 8 | 7 | 12 |
Price To Earnings Price To Earnings | 110.2 | 123.6 | 127.1 | |||||||||
Price To Sales Price To Sales | 0.4 | 0.9 | 1.6 | 1.7 | 1.3 | 42.0 | 9.1 | 0.8 | 3.3 | 4.4 | 2.7 | 4.8 |
Price To Book Price To Book | 0.2 | 0.5 | 0.5 | 0.4 | 0.1 | 0.3 | 0.5 | 0.4 | 0.6 | 0.8 | 0.6 | 1.1 |
EV To EBITDA EV To EBITDA | 13.8 | 18.6 | 14.7 | 10.8 | -3.9 | -5.1 | -12.9 | 17.6 | 19.9 | -43.6 | -225.8 | -365.2 |
GPM GPM% | 13.4 | 15.3 | 21.6 | 29.4 | 26.5 | -400.8 | 0.7 | 13.5 | 46.0 | 27.7 | 35.7 | 35.7 |
OPM OPM% | 3.3 | 5.3 | 11.1 | 16.2 | -44.0 | -876.9 | -75.1 | 5.2 | 17.3 | -10.3 | -1.2 | -1.2 |
NPM NPM% | 0.4 | 0.8 | 1.2 | -26.1 | -366.8 | -5,427.0 | -538.5 | -28.4 | -10.8 | -5.1 | -2.1 | -2.0 |
ROCE ROCE% | 1.7 | 1.0 | 0.8 | -5.8 | -19.7 | -44.5 | -28.2 | -16.2 | -2.4 | 0.2 | 0.1 | 0.1 |
ROE ROE% | 0.2 | 0.4 | 0.4 | -6.1 | -20.8 | -44.3 | -27.1 | -15.2 | -1.8 | -0.9 | -0.5 | -0.5 |
ROA ROA% | 0.2 | 0.3 | 0.4 | -5.5 | -18.4 | -38.3 | -22.9 | -12.7 | -1.6 | -0.8 | -0.4 | -0.4 |
| Financial Year | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Current |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap Market CapitalizationCr | 6 | 14 | 16 | 11 | 2 | 5 | 6 | 5 | 6 | 8 | 7 | 12 |
Price To Earnings Price To Earnings | 110.2 | 123.6 | 127.1 | |||||||||
Price To Sales Price To Sales | 0.4 | 0.9 | 1.6 | 1.7 | 1.3 | 42.0 | 9.1 | 0.8 | 3.3 | 4.4 | 2.7 | 4.8 |
Price To Book Price To Book | 0.2 | 0.5 | 0.5 | 0.4 | 0.1 | 0.3 | 0.5 | 0.4 | 0.6 | 0.8 | 0.6 | 1.1 |
EV To EBITDA EV To EBITDA | 13.8 | 18.6 | 14.7 | 10.8 | -3.9 | -5.1 | -12.9 | 17.6 | 19.9 | -43.6 | -225.8 | -365.2 |
GPM GPM% | 13.4 | 15.3 | 21.6 | 29.4 | 26.5 | -400.8 | 0.7 | 13.5 | 46.0 | 27.7 | 35.7 | 35.7 |
OPM OPM% | 3.3 | 5.3 | 11.1 | 16.2 | -44.0 | -876.9 | -75.1 | 5.2 | 17.3 | -10.3 | -1.2 | -1.2 |
NPM NPM% | 0.4 | 0.8 | 1.2 | -26.1 | -366.8 | -5,427.0 | -538.5 | -28.4 | -10.8 | -5.1 | -2.1 | -2.0 |
ROCE ROCE% | 1.7 | 1.0 | 0.8 | -5.8 | -19.7 | -44.5 | -28.2 | -16.2 | -2.4 | 0.2 | 0.1 | 0.1 |
ROE ROE% | 0.2 | 0.4 | 0.4 | -6.1 | -20.8 | -44.3 | -27.1 | -15.2 | -1.8 | -0.9 | -0.5 | -0.5 |
ROA ROA% | 0.2 | 0.3 | 0.4 | -5.5 | -18.4 | -38.3 | -22.9 | -12.7 | -1.6 | -0.8 | -0.4 | -0.4 |
Documents — First Fintec Ltd