### **Overview** **Raminfo Limited** is a 30-year-old Hyderabad-based technology solutions provider and digital transformation partner, primarily serving government and private sector clients across India. Founded in 1994, the company has evolved from a software developer into a full-fledged system integrator and provider of end-to-end digital solutions. Listed on the Bombay Stock Exchange (BSE Code: 530951), Raminfo operates across nine Indian states and is expanding rapidly into new sectors and geographies. With a mission to build a digitally empowered and efficient India, Raminfo has delivered over **175 projects**, served **25% of India’s population** (over 250 million citizens), and facilitated **$10–12 billion in digital transactions** through platforms like **eSeva** and **MeeSeva**. --- ### **Core Business Segments & Offerings** #### **1. E-Governance & Digital Public Infrastructure** Raminfo is a pioneer in e-governance, having designed and operated flagship citizen service platforms: - **MeeSeva (Andhra Pradesh & Telangana)**: Operates **1,600+ centers**, processing over **3.75 lakh transactions monthly**, offering 422+ G2C/B2C services. - **eSeva (Karnataka)**: Manages **180+ BangaloreOne and KarnatakaOne centers**. - **Digital Gram Pratinidhi**: Brings doorstep government services to rural communities. - **State-specific projects**: Includes SSY (West Bengal), JRBT (Tripura), FOA (AP), and DGP (AP). The company utilizes a **Build, Operate, Maintain & Transfer (BOMT)** model for large-scale e-governance implementations. #### **2. FinTech Solutions** Raminfo provides comprehensive banking and financial technology services: - **SmartBanker™**: Core banking platform deployed across **75+ banks and 200+ branches**, offering end-to-end automation, risk mitigation, and mobile banking (IMPS, UPI, wallets). - **Banking Correspondent (BC) Services**: Empaneled with **Rajasthan Marudhara Gramin Bank** to deliver financial inclusion via retail banking correspondents in rural areas. - Supports financial access for underserved populations, promoting digital payments and inclusive finance. #### **3. Healthcare & HealthTech** Digital health is a key growth vertical: - **Telemedicine & Remote Monitoring**: Offers integrated end-to-end solutions, including pre-consultation, tele-consultation, medicine dispensing, and digital health records. - **Health ATMs**: Point-of-care devices enabling diagnostics and remote consultations in rural and underserved regions. - **Health Information Exchange (HIE)**: Enables secure sharing and analytics of patient data. - **De-Analytic**: AR/VR-based applications for immersive patient and training experiences. - **Malnutrition Analysis Reporting System (MARS)**: Uses AI and data analytics to support national nutrition programs. - **Karkinos Healthcare Partnership**: Expands telehealth offerings via a hybrid 'hub & spoke' model. #### **4. Smart Energy & Sustainability** Emerging as a major revenue contributor: - **Smart LED Street Lighting**: Deployed for municipal corporations and Energy Efficiency Services Limited (EESL), delivering **45–50% energy savings**. - **Centralized Control & Monitoring System (CCMS)**: Operational in six states for real-time streetlight management. - **Solar Energy Projects**: Secured a **₹474 crore rooftop solar project in Rajasthan** as part of a consortium. - **Renewable Products**: Solar water pumps, energy-efficient electrified pumps. - Subsidiary: **Raminfo Greentech** (launched FY24–25). #### **5. Agri-Tech & Agri-Logistics** Strategic entry into precision agriculture and digital farming: - **Kisan Drones Private Limited**: A dedicated “Drone-as-a-Service” venture launched in 2024–25. - Offers **precision field mapping**, **fertilizer/pesticide spraying**, and drone access to farmers. - Plans **100+ Kisan Drone stores** across AP, Telangana, Rajasthan, MP, and Odisha. - Supports drone entrepreneurs with training, financing, and maintenance. - **AI & IoT-based Crop Monitoring**: Covers sowing to post-harvest, with alerts for pests and diseases. - **Rythu Bharosa Kendra (RBK)**: Delivers agri-inputs and advisory services in Andhra Pradesh. #### **6. EdTech & Skilling** Expansion into education and workforce development: - **EdTech Partnership with RKCL**: Develops digital content in AI, IoT, and AR/VR for state governments. - **Mega Skill Training Centre in Dhanbad (Jharkhand)**: Trains **2,000 candidates annually** under the Deen Dayal Upadhyay Kaushal Kendra initiative. - Focus on **hands-on, industry-aligned skilling** in digital technologies. --- ### **Strategic Transformation: Raminfo 2.0** To drive sustainable growth, the company is undergoing a strategic shift from **transaction-based** to **high-margin, solution-centric models**. Key pillars: 1. **Diversification into High-Growth Sectors**: - Energy, healthcare, AgriTech, and green electronics. - Launched three subsidiaries in FY24–25: - **Raminfo Greentech** - **Raminfo Health** - **Raminfo Greentronics** 2. **Vertical-Based System Integration**: - Transitioned from partial software development to **end-to-end project delivery** in energy, health, and agri-logistics. - Dedicated leadership teams for each vertical. 3. **Innovation & Emerging Technologies**: - **Gen-AI & Data Analytics**: Integrated into service delivery (e.g., AI chatbots, predictive analytics, automated compliance). - **AI-Powered Citizen Platforms**: Personalized services, real-time decision support, and performance insights. - **Cybersecurity & Cloud**: Investments to ensure secure, scalable platforms. - **ESG Compliance**: Focus on green technologies and responsible growth. 4. **Geographic and Market Expansion**: - Aims to scale from **9 to 15 Indian states** within two years. - Targeting **5 international markets** to diversify revenue and reduce government dependency. --- ### **Innovation & Startup Ecosystem: iCollab Hub** A key differentiator is **iCollab Hub**, India’s only **GovTech startup accelerator** with real government partnerships. - Supports early-stage startups in **governance, data, citizen experience, and service logistics**. - Offers mentorship, pilot opportunities, and scalable platforms. - Establishing **dual innovation hubs**: - **Hyderabad (India)**: Focused on GovTech solutions. - **USA (East & West Coasts)**: Incubator for global entrepreneurial ventures. - Viewed as a **strategic initiative** to strengthen **India’s digital public infrastructure (DPI)**, not merely a CSR effort. --- ### **Subsidiaries, JVs & Investments** - **Subsidiaries**: - Raminfo Digitech Private Limited - Raminfo Health Private Limited - Kisan Drones Private Limited - Raminfo Greentech - Raminfo Greentronics - **Joint Ventures**: - **WHP-Raminfo-Medongo AP Healthcare Z2 Project** (healthcare infrastructure) - **Associate Companies**: - **Modern MVUS Services Private Limited** (29% stake acquired in Jan 2024) - Provides **doorstep veterinary services, diagnostics, and animal healthcare** in Rajasthan. - Represents strategic entry into **animal husbandry and rural health tech**. - **Partnerships & Acquisitions**: - Strategic investment in **Jaaga Real Estate Services** (Sep 2023) for bundled service innovation. --- ### **Financial & Operational Highlights** - **Profit (FY 2023–24)**: ₹8,208.51 lakhs - **Revenue Growth (H1 FY22)**: 86.72% YoY increase - **Total Active Clients**: 23 - **Workforce**: ~1,800 professionals with vertical-specific expertise - **Standards Compliance**: CMMi Level 3, ISO 9001:2015