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United Credit Ltd

UNITDCR·BSE
24.50+0.57%Wed, 23 Sept '26 15:11

United Credit Ltd

UNITDCR
BSE
24.50
+0.57%
|Wed, 23 Sept '26 15:11
SOICxStockScans Reports
6M
Price
Charts
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Quick Ratios

Edit Ratios
Mkt Cap
Market Capitalization
13Cr
Close
Close Price
24.50
Industry
Industry
NBFC - Others
PE
Price To Earnings
16.33
PS
Price To Sales
4.16
Revenue
Revenue
3Cr
Rev Gr TTM
Revenue Growth TTM
-5.42%
PAT Gr TTM
PAT Growth TTM
-20.00%

Quarterly Results

Consolidated
Standalone
Numbers
Percentage
QuarterSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
RevenueCr
111111111111
Growth YoY
Revenue Growth YoY%
15.515.128.013.07.36.0-15.6-14.9-13.6-13.52.55.4
Interest Expended
Interest ExpendedCr
000000000000
Expenses
ExpensesCr
010111100111
Financing Profit
Financing ProfitCr
001000000000
FPM
FPM%
42.738.152.131.043.242.76.237.839.527.334.928.2
Other Income
Other IncomeCr
010000000000
Depreciation
DepreciationCr
000000000000
PBT
PBTCr
011010000000
Tax
TaxCr
000000000000
PAT
PATCr
010000000000
Growth YoY
PAT Growth YoY%
45.0191.7147.118.248.3-61.4-88.1-3.9-46.5-40.7340.0-24.0
NPM
NPM%
35.483.343.829.948.930.36.233.830.320.826.524.4
EPS
EPS
0.61.30.80.50.80.50.10.50.40.30.40.4
QuarterSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
RevenueCr
111111111111
Growth YoY
Revenue Growth YoY%
15.515.128.013.07.36.0-15.6-14.9-13.6-13.52.55.4
Interest Expended
Interest ExpendedCr
000000000000
Expenses
ExpensesCr
010111100111
Financing Profit
Financing ProfitCr
001000000000
FPM
FPM%
42.738.152.131.043.242.76.237.839.527.334.928.2
Other Income
Other IncomeCr
010000000000
Depreciation
DepreciationCr
000000000000
PBT
PBTCr
011010000000
Tax
TaxCr
000000000000
PAT
PATCr
010000000000
Growth YoY
PAT Growth YoY%
45.0191.7147.118.248.3-61.4-88.1-3.9-46.5-40.7340.0-24.0
NPM
NPM%
35.483.343.829.948.930.36.233.830.320.826.524.4
EPS
EPS
0.61.30.80.50.80.50.10.50.40.30.40.4

Profit & Loss

Consolidated
Standalone
Numbers
Percentage
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
RevenueCr
222333333333
Growth
Revenue Growth%
-9.218.115.49.110.1-6.2-0.67.417.31.2-9.6-5.4
Interest Expended
Interest ExpendedCr
000000000000
Expenses
ExpensesCr
211422222222
Financing Profit
Financing ProfitCr
011-211111111
FPM
FPM%
-25.433.542.3-62.739.842.841.930.742.430.835.432.5
Other Income
Other IncomeCr
100500001000
Depreciation
DepreciationCr
000000000000
PBT
PBTCr
011411112111
Tax
TaxCr
000200100000
PAT
PATCr
011211112111
Growth
PAT Growth%
-88.51,197.3-14.8216.3-57.2-2.4-13.7-4.0125.8-38.0-15.5-20.0
NPM
NPM%
3.437.227.579.730.932.228.025.048.229.527.625.5
EPS
EPS
0.11.51.23.91.71.61.41.43.11.91.61.5
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
RevenueCr
222333333333
Growth
Revenue Growth%
-9.218.115.49.110.1-6.2-0.67.417.31.2-9.6-5.4
Interest Expended
Interest ExpendedCr
000000000000
Expenses
ExpensesCr
211422222222
Financing Profit
Financing ProfitCr
011-211111111
FPM
FPM%
-25.433.542.3-62.739.842.841.930.742.430.835.432.5
Other Income
Other IncomeCr
100500001000
Depreciation
DepreciationCr
000000000000
PBT
PBTCr
011411112111
Tax
TaxCr
000200100000
PAT
PATCr
011211112111
Growth
PAT Growth%
-88.51,197.3-14.8216.3-57.2-2.4-13.7-4.0125.8-38.0-15.5-20.0
NPM
NPM%
3.437.227.579.730.932.228.025.048.229.527.625.5
EPS
EPS
0.11.51.23.91.71.61.41.43.11.91.61.5

Balance Sheet

Consolidated
Standalone
Numbers
Percentage
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
Equity CapitalCr
55555555555
Reserves
ReservesCr
1616171919202122232425
Borrowings
BorrowingsCr
00000000000
Other Liabilities
Other LiabilitiesCr
22222111100
Total Liabilities
Total LiabilitiesCr
2324252627272829303132
Fixed Assets
Fixed AssetsCr
00000000000
Cash Equivalents
Cash EquivalentsCr
11000000111
Other Assets
Other AssetsCr
2223242627272728293031
Total Assets
Total AssetsCr
2324252627272829303132
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
Equity CapitalCr
55555555555
Reserves
ReservesCr
1616171919202122232425
Borrowings
BorrowingsCr
00000000000
Other Liabilities
Other LiabilitiesCr
22222111100
Total Liabilities
Total LiabilitiesCr
2324252627272829303132
Fixed Assets
Fixed AssetsCr
00000000000
Cash Equivalents
Cash EquivalentsCr
11000000111
Other Assets
Other AssetsCr
2223242627272728293031
Total Assets
Total AssetsCr
2324252627272829303132

Cash Flow

Consolidated
Standalone
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow
Operating Cash FlowCr
000-20100100
Investing Cash Flow
Investing Cash FlowCr
00030000000
Financing Cash Flow
Financing Cash FlowCr
00000-100000
Net Cash Flow
Net Cash FlowCr
00000000000
Free Cash Flow
Free Cash FlowCr
000-201000-1-1
CFO To EBITDA
CFO To EBITDA%
-16.343.8-13.8150.226.281.036.735.136.6-41.3-23.3
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow
Operating Cash FlowCr
000-20100100
Investing Cash Flow
Investing Cash FlowCr
00030000000
Financing Cash Flow
Financing Cash FlowCr
00000-100000
Net Cash Flow
Net Cash FlowCr
00000000000
Free Cash Flow
Free Cash FlowCr
000-201000-1-1
CFO To EBITDA
CFO To EBITDA%
-16.343.8-13.8150.226.281.036.735.136.6-41.3-23.3

Ratios

Consolidated
Standalone
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Current
Valuation Ratios
Valuation Ratios
Market Cap
Market CapitalizationCr
67910967711171013
Price To Earnings
Price To Earnings
99.59.413.74.79.96.99.79.96.616.812.516.3
Price To Sales
Price To Sales
3.33.43.53.63.02.12.62.42.94.53.34.2
Price To Book
Price To Book
0.30.30.40.40.30.20.30.30.40.60.30.4
EV To EBITDA
EV To EBITDA
-12.19.18.2-5.67.34.96.27.56.815.29.212.0
Profitability Ratios
Profitability Ratios
FPM
FPM%
-25.533.642.2-62.739.842.641.830.842.330.935.332.5
NPM
NPM%
3.437.227.579.730.932.228.025.048.229.527.625.5
ROCE
ROCE%
1.43.14.814.74.74.64.83.27.24.33.53.5
ROE
ROE%
0.33.63.08.53.63.42.82.65.63.42.82.8
ROA
ROA%
0.33.22.78.03.33.32.72.55.53.32.72.7
Solvency Ratios
Solvency Ratios
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Current
Valuation Ratios
Valuation Ratios
Market Cap
Market CapitalizationCr
67910967711171013
Price To Earnings
Price To Earnings
99.59.413.74.79.96.99.79.96.616.812.516.3
Price To Sales
Price To Sales
3.33.43.53.63.02.12.62.42.94.53.34.2
Price To Book
Price To Book
0.30.30.40.40.30.20.30.30.40.60.30.4
EV To EBITDA
EV To EBITDA
-12.19.18.2-5.67.34.96.27.56.815.29.212.0
Profitability Ratios
Profitability Ratios
FPM
FPM%
-25.533.642.2-62.739.842.641.830.842.330.935.332.5
NPM
NPM%
3.437.227.579.730.932.228.025.048.229.527.625.5
ROCE
ROCE%
1.43.14.814.74.74.64.83.27.24.33.53.5
ROE
ROE%
0.33.63.08.53.63.42.82.65.63.42.82.8
ROA
ROA%
0.33.22.78.03.33.32.72.55.53.32.72.7
Solvency Ratios
Solvency Ratios

Documents — United Credit Ltd

  • Q1 FY2027 Quarterly Result (Jun 2026, PDF): https://www.stockscans.in/document/l7kwz0mqc1kxtlyblml0rhxo.pdf
  • Q4 FY2026 Quarterly Result (Mar 2026, PDF): https://www.stockscans.in/document/y8euz50er62kdgfbyefepgcc.pdf
  • Q3 FY2026 Quarterly Result (Dec 2025, PDF): https://www.stockscans.in/document/s922ybjmowrmc84rgshhn7ha.pdf
  • Q2 FY2026 Quarterly Result (Sep 2025, PDF): https://www.stockscans.in/document/gwa66f89jgnag0obiwwlhikm.pdf
  • Q1 FY2026 Quarterly Result (Jun 2025, PDF): https://www.stockscans.in/document/ip2a4hrdq1nzsnaluy4qdx0u.pdf
  • Q4 FY2025 Quarterly Result (Mar 2025, PDF): https://www.stockscans.in/document/orm4oqsehodyp86bgojp0e4r.pdf
  • Q3 FY2025 Quarterly Result (Dec 2024, PDF): https://www.stockscans.in/document/nklr0xhcf64771g25zv7s8k6.pdf
  • Q2 FY2025 Quarterly Result (Sep 2024, PDF): https://www.stockscans.in/document/cyz7pmg2jylukgga77k9f5m7.pdf
  • FY2026 Annual Report (PDF): https://www.stockscans.in/document/1l3s58yogfznw7ew0ud7izf2.pdf
  • FY2025 Annual Report (PDF): https://www.stockscans.in/document/iowb7xg1ac4f50tm1o6con37.pdf
  • FY2024 Annual Report (PDF): https://www.stockscans.in/document/7jc0nx477z3cfj32dr5dcjj0.pdf
  • FY2023 Annual Report (PDF): https://www.stockscans.in/document/mzqczs7ofk14xjdbxaf1hfch.pdf
  • FY2022 Annual Report (PDF): https://www.stockscans.in/document/dzc9b0hkw6aosfy6z8r9lqmy.pdf
  • FY2021 Annual Report (PDF): https://www.stockscans.in/document/c1y3gzu2qpdiky9z9ssu22fe.pdf
  • FY2020 Annual Report (PDF): https://www.stockscans.in/document/glfnf24pzyldqwz70umymveg.pdf