| Quarter | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 17 | 20 | 20 | 21 | 24 | 28 | 29 | 32 | 35 | 40 | 43 | 42 | |
Growth YoY Revenue Growth YoY% | -21.7 | 40.2 | -5.5 | 29.9 | 40.4 | 41.4 | 46.0 | 49.6 | 45.3 | 41.3 | 45.5 | 30.9 |
Interest Expended Interest ExpendedCr | 7 | 8 | 8 | 8 | 8 | 9 | 11 | 11 | 13 | 16 | 16 | 18 |
Expenses ExpensesCr | 5 | 6 | 4 | 4 | 6 | 7 | 6 | 8 | 8 | 9 | 13 | 10 |
| 5 | 6 | 9 | 9 | 10 | 12 | 12 | 12 | 14 | 15 | 14 | 14 | |
FPM FPM% | 29.5 | 31.5 | 43.4 | 43.2 | 42.5 | 42.9 | 40.9 | 38.5 | 40.8 | 36.7 | 32.8 | 34.5 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
Depreciation DepreciationCr | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PBT PBTCr | 5 | 6 | 9 | 9 | 10 | 12 | 12 | 12 | 14 | 14 | 14 | 14 |
| 1 | 1 | 2 | 1 | 2 | 3 | 4 | 2 | 4 | 4 | 1 | 3 | |
| 4 | 6 | 6 | 9 | 8 | 9 | 8 | 10 | 10 | 10 | 12 | 12 | |
Growth YoY PAT Growth YoY% | -27.4 | 102.9 | 11.9 | 186.1 | 124.2 | 59.5 | 20.2 | 11.6 | 23.3 | 16.4 | 62.5 | 20.4 |
NPM NPM% | 21.2 | 28.2 | 31.3 | 40.4 | 33.9 | 31.8 | 25.8 | 30.1 | 28.8 | 26.2 | 28.8 | 27.7 |
| 1.4 | 1.9 | 2.0 | 0.3 | 0.2 | 0.2 | 0.2 | 2.3 | 0.2 | 0.2 | 0.3 | 0.3 |
| Quarter | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 17 | 20 | 20 | 21 | 24 | 28 | 29 | 32 | 35 | 40 | 43 | 42 | |
Growth YoY Revenue Growth YoY% | -21.7 | 40.2 | -5.5 | 29.9 | 40.4 | 41.4 | 46.0 | 49.6 | 45.3 | 41.3 | 45.5 | 30.9 |
Interest Expended Interest ExpendedCr | 7 | 8 | 8 | 8 | 8 | 9 | 11 | 11 | 13 | 16 | 16 | 18 |
Expenses ExpensesCr | 5 | 6 | 4 | 4 | 6 | 7 | 6 | 8 | 8 | 9 | 13 | 10 |
| 5 | 6 | 9 | 9 | 10 | 12 | 12 | 12 | 14 | 15 | 14 | 14 | |
FPM FPM% | 29.5 | 31.5 | 43.4 | 43.2 | 42.5 | 42.9 | 40.9 | 38.5 | 40.8 | 36.7 | 32.8 | 34.5 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
Depreciation DepreciationCr | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PBT PBTCr | 5 | 6 | 9 | 9 | 10 | 12 | 12 | 12 | 14 | 14 | 14 | 14 |
| 1 | 1 | 2 | 1 | 2 | 3 | 4 | 2 | 4 | 4 | 1 | 3 | |
| 4 | 6 | 6 | 9 | 8 | 9 | 8 | 10 | 10 | 10 | 12 | 12 | |
Growth YoY PAT Growth YoY% | -27.4 | 102.9 | 11.9 | 186.1 | 124.2 | 59.5 | 20.2 | 11.6 | 23.3 | 16.4 | 62.5 | 20.4 |
NPM NPM% | 21.2 | 28.2 | 31.3 | 40.4 | 33.9 | 31.8 | 25.8 | 30.1 | 28.8 | 26.2 | 28.8 | 27.7 |
| 1.4 | 1.9 | 2.0 | 0.3 | 0.2 | 0.2 | 0.2 | 2.3 | 0.2 | 0.2 | 0.3 | 0.3 |
| Financial Year | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|
Revenue RevenueCr | 86 | 68 | 70 | 73 | 102 | 149 | 159 |
Growth Revenue Growth% | -21.7 | 3.0 | 4.8 | 40.6 | 45.3 | 40.3 | |
Interest Expended Interest ExpendedCr | 48 | 35 | 28 | 28 | 36 | 56 | 63 |
Expenses ExpensesCr | 19 | 24 | 22 | 21 | 24 | 38 | 39 |
| 19 | 8 | 19 | 24 | 43 | 55 | 57 | |
FPM FPM% | 22.3 | 12.2 | 27.8 | 32.4 | 42.1 | 36.8 | 36.0 |
| 1 | 0 | 0 | 1 | 0 | 0 | 0 | |
Depreciation DepreciationCr | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
PBT PBTCr | 19 | 8 | 19 | 24 | 43 | 54 | 56 |
| 3 | 3 | 4 | 5 | 10 | 12 | 12 | |
PAT PATCr | 16 | 4 | 15 | 19 | 33 | 42 | 44 |
Growth PAT Growth% | -74.7 | 252.3 | 27.6 | 79.3 | 27.4 | 29.3 | |
NPM NPM% | 18.9 | 6.1 | 20.9 | 25.4 | 32.4 | 28.4 | 27.9 |
| 6.7 | 1.7 | 5.4 | 5.8 | 0.8 | 1.0 | 1.0 |
| Financial Year | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|
Revenue RevenueCr | 86 | 68 | 70 | 73 | 102 | 149 | 159 |
Growth Revenue Growth% | -21.7 | 3.0 | 4.8 | 40.6 | 45.3 | 40.3 | |
Interest Expended Interest ExpendedCr | 48 | 35 | 28 | 28 | 36 | 56 | 63 |
Expenses ExpensesCr | 19 | 24 | 22 | 21 | 24 | 38 | 39 |
| 19 | 8 | 19 | 24 | 43 | 55 | 57 | |
FPM FPM% | 22.3 | 12.2 | 27.8 | 32.4 | 42.1 | 36.8 | 36.0 |
| 1 | 0 | 0 | 1 | 0 | 0 | 0 | |
Depreciation DepreciationCr | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
PBT PBTCr | 19 | 8 | 19 | 24 | 43 | 54 | 56 |
| 3 | 3 | 4 | 5 | 10 | 12 | 12 | |
PAT PATCr | 16 | 4 | 15 | 19 | 33 | 42 | 44 |
Growth PAT Growth% | -74.7 | 252.3 | 27.6 | 79.3 | 27.4 | 29.3 | |
NPM NPM% | 18.9 | 6.1 | 20.9 | 25.4 | 32.4 | 28.4 | 27.9 |
| 6.7 | 1.7 | 5.4 | 5.8 | 0.8 | 1.0 | 1.0 |
| Financial Year | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
Equity Capital Equity CapitalCr | 22 | 22 | 32 | 32 | 43 | 43 |
Reserves ReservesCr | 108 | 115 | 173 | 192 | 331 | 373 |
Borrowings BorrowingsCr | 318 | 230 | 178 | 205 | 282 | 503 |
Other Liabilities Other LiabilitiesCr | 7 | 7 | 8 | 8 | 20 | 16 |
Total Liabilities Total LiabilitiesCr | 455 | 374 | 390 | 436 | 675 | 934 |
| 6 | 19 | 18 | 19 | 26 | ||
Cash Equivalents Cash EquivalentsCr | 13 | 2 | 10 | 10 | 56 | 99 |
Other Assets Other AssetsCr | 442 | 366 | 361 | 408 | 600 | 810 |
Total Assets Total AssetsCr | 455 | 374 | 390 | 436 | 675 | 934 |
| Financial Year | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
Equity Capital Equity CapitalCr | 22 | 22 | 32 | 32 | 43 | 43 |
Reserves ReservesCr | 108 | 115 | 173 | 192 | 331 | 373 |
Borrowings BorrowingsCr | 318 | 230 | 178 | 205 | 282 | 503 |
Other Liabilities Other LiabilitiesCr | 7 | 7 | 8 | 8 | 20 | 16 |
Total Liabilities Total LiabilitiesCr | 455 | 374 | 390 | 436 | 675 | 934 |
| 6 | 19 | 18 | 19 | 26 | ||
Cash Equivalents Cash EquivalentsCr | 13 | 2 | 10 | 10 | 56 | 99 |
Other Assets Other AssetsCr | 442 | 366 | 361 | 408 | 600 | 810 |
Total Assets Total AssetsCr | 455 | 374 | 390 | 436 | 675 | 934 |
| Financial Year | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| 85 | 63 | 24 | -46 | -177 | -167 | |
| 3 | 2 | -15 | 2 | -35 | -22 | |
| -84 | -75 | -2 | 45 | 222 | 216 | |
Net Cash Flow Net Cash FlowCr | 4 | -10 | 7 | 1 | 10 | 27 |
Free Cash Flow Free Cash FlowCr | 85 | 63 | 10 | -45 | -179 | -174 |
CFO To EBITDA CFO To EBITDA% | 442.1 | 767.4 | 122.4 | -193.0 | -410.4 | -304.3 |
| Financial Year | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| 85 | 63 | 24 | -46 | -177 | -167 | |
| 3 | 2 | -15 | 2 | -35 | -22 | |
| -84 | -75 | -2 | 45 | 222 | 216 | |
Net Cash Flow Net Cash FlowCr | 4 | -10 | 7 | 1 | 10 | 27 |
Free Cash Flow Free Cash FlowCr | 85 | 63 | 10 | -45 | -179 | -174 |
CFO To EBITDA CFO To EBITDA% | 442.1 | 767.4 | 122.4 | -193.0 | -410.4 | -304.3 |
| Financial Year | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Current |
|---|---|---|---|---|---|---|---|
Market Cap Market CapitalizationCr | 279 | 321 | 361 | ||||
Price To Earnings Price To Earnings | 8.4 | 0.8 | 7.9 | ||||
Price To Sales Price To Sales | 2.7 | 2.2 | 2.3 | ||||
Price To Book Price To Book | 0.8 | 0.1 | 0.8 | ||||
EV To EBITDA EV To EBITDA | 11.7 | 13.3 | 13.8 | ||||
FPM FPM% | 22.3 | 12.2 | 27.8 | 32.4 | 42.1 | 36.8 | 36.0 |
NPM NPM% | 18.9 | 6.1 | 20.9 | 25.4 | 32.4 | 28.4 | 27.9 |
ROCE ROCE% | 15.0 | 11.6 | 12.2 | 12.2 | 12.0 | 12.0 | 12.0 |
ROE ROE% | 12.5 | 3.0 | 7.1 | 8.3 | 8.9 | 10.2 | 10.2 |
ROA ROA% | 3.6 | 1.1 | 3.7 | 4.3 | 4.9 | 4.5 | 4.5 |
| Financial Year | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Current |
|---|---|---|---|---|---|---|---|
Market Cap Market CapitalizationCr | 279 | 321 | 361 | ||||
Price To Earnings Price To Earnings | 8.4 | 0.8 | 7.9 | ||||
Price To Sales Price To Sales | 2.7 | 2.2 | 2.3 | ||||
Price To Book Price To Book | 0.8 | 0.1 | 0.8 | ||||
EV To EBITDA EV To EBITDA | 11.7 | 13.3 | 13.8 | ||||
FPM FPM% | 22.3 | 12.2 | 27.8 | 32.4 | 42.1 | 36.8 | 36.0 |
NPM NPM% | 18.9 | 6.1 | 20.9 | 25.4 | 32.4 | 28.4 | 27.9 |
ROCE ROCE% | 15.0 | 11.6 | 12.2 | 12.2 | 12.0 | 12.0 | 12.0 |
ROE ROE% | 12.5 | 3.0 | 7.1 | 8.3 | 8.9 | 10.2 | 10.2 |
ROA ROA% | 3.6 | 1.1 | 3.7 | 4.3 | 4.9 | 4.5 | 4.5 |
Documents — Akme Fintrade (India) Ltd
Concall Transcript Summaries — Akme Fintrade (India) Ltd