• Quarterly financial results: Net interest income increased from approximately 3,400 crore to around 4,000 crore, while profit declined from 1,034 crore to around 724 crore. Asset quality showed decreased provisioning, though net NPA increased quarter-on-quarter from 0.45% to around 0.79%.
• Business growth guidance: Management set deposit growth guidance at 10%–12% and advances guidance at 14%–16%, after delivering 13.38% and 18.76% growth respectively. Savings bank deposits surpassed 2 lakh crore with 10.05% growth, marking the bank's best CASA performance in five years.
• Distribution and marketing: Operating through 4,585 branches with 65% in rural and semi-urban locations, the bank has deployed a 500-member marketing team to drive segmented products. Targeted hubs have been designated for MSME (250 centers), agriculture (300 centers), and retail operations (20 cities).
• Middle East exposure: Total export exposure stands at 3,400 crore, with 708 crore specifically tied to Gulf countries across exporters and importers. Management reported no adverse portfolio impact, abnormal slippages, or requests for overdue credit regularisation arising from the Middle East conflict.