• AUM growth target: Capri Global aims to expand its AUM from ₹36,600 crore to over ₹48,000 crore, expecting overall growth of 30% to 35% in the current financial year.
• Asset quality and margins: Operating in a 100% secured lending model, the company plans to maintain net NPA at 0.5% and gross NPA below 1%, while margins could expand by 10–20 basis points from the current 8.8%.
• Segment expansion strategy: Management targets 20% to 22% growth across non-gold segments including MSME and micro-LAP, with faster growth planned for gold loans through branch network expansion.
• Artificial intelligence integration: The company is expanding its data science and AI engineering team to deploy agentic AI tools across customer onboarding, underwriting, and collections.
• QIP fund deployment: The ₹2,000 crore raised via QIP at ₹146.50 per share has been fully utilized for onward lending and balance sheet strengthening.