• Q1 Financial Performance: Total income and AUM both grew 62% year-on-year, pushing total AUM past ₹40,000 crore and delivering a record net profit of ₹353 crore. Net interest income surged 79% year-on-year, supported by a 50 basis point expansion in net interest margins.
• Branch Network Expansion: The company plans to open about 400 new branches by December to expand beyond its current footprint of 1,000 branches. Driven by higher tonnage and customer acquisition, gold loan AUM reached ₹19,000 crore (₹19 crore per branch) despite a 4% quarter-on-quarter drop in gold prices.
• Long-Term AUM Target: Management targets reaching an AUM of ₹1 lakh crore within the next three to four years while maintaining a 100% secured lending portfolio. Key growth drivers include gold loans, small-ticket construction finance, and affordable housing, which has the potential to grow at 40% annually.
• Capri Sports Portfolio: Managed under the promoter family office (Capri Global Ventures) rather than the listed entity, the sports division holds assets in cricket, kabaddi, and football. The group is currently executing plans to expand investments further into women's football.