• Growth and profitability: Capri Global closed Q1 with ₹40,000 crore AUM and ₹350 crore PAT, targeting ₹50,000 crore AUM and ₹1,500 crore profit after tax for the full year while projecting 30% annual growth over the next 5 to 8 years.
• Branch network expansion: The company is adding over 400 branches this fiscal year, with nearly 200 operational by September and another 200-plus by December, with a strong focus on rural and semi-urban markets.
• Gold loan strategy: Gold loans are expected to grow from 48% to 50–55% of total AUM over the next 2 to 3 years, while maintaining average ticket sizes below ₹3 lakh and loan-to-value ratios between 71% and 72%.
• Debt capital raising: Capri Global raised $300 million through dollar bonds from marquee global investors to establish an offshore track record and diversify funding sources beyond domestic banking channels.