• AUM growth targets: Capri Global plans to add 400 branches this year to scale its AUM from ₹40,000 crore to ₹50,000 crore, aiming to cross ₹1 lakh crore in 3 to 3.5 years. Gold loans are expected to increase from 48% of the total loan mix to 55–57% by the time AUM reaches ₹1 lakh crore.
• Profitability and returns: Following a Q1 profit after tax of ₹353 crore, the company expects to achieve ₹1,500 crore in PAT. It is also targeting an ROA between 4.1% and 4.5% and an ROE of 19% to 20% over the next two years.
• Subsidiary listing outlook: Management clarified that there are currently no plans to separately list its affordable housing subsidiary, though the option may be re-evaluated in a couple of years.
• Capital raise plans: The company is holding preliminary discussions with Jefferies and Citibank regarding a potential capital raise over the next two to four quarters to support its growth targets.