• Dollar bond fundraising: Capri Global raised $300 million through its debut foreign-currency bond at a 7.55% coupon against $700 million in demand, opening a new funding channel that allows it to raise up to $1 billion (₹9,000–9,500 crore) annually.
• Gold loan expansion: Accounting for 48% of total AUM with an 18.5% yield, the gold loan book is expected to grow around 50% this year as the company adds 400 branches to its existing 1,000-branch network.
• AUM growth roadmap: Total AUM recently crossed ₹40,000 crore, with management targeting ₹50,000 crore this fiscal year, over ₹1 lakh crore in three years, and ₹1.5 lakh crore within five years.
• Value unlocking plans: The company is exploring a public listing for its housing finance arm in 2–3 years, potential strategic options for its car loan distribution business, and capital discussions with private equity partners.
• Profitability guidance: Benefiting from portfolio expansion and rising net interest margins that recently reached 9.7%, management guided for an ROA of 4–4.5% and an internal ROE target of 19–21%.