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General Insurance Corporation of India

GICRE·NSE
344.15+0.86%Wed, 23 Sept '26 15:57

General Insurance Corporation of India

GICRE
NSE
344.15
+0.86%
|Wed, 23 Sept '26 15:57
SOICxStockScans Reports
6M
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Quick Ratios

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Mkt Cap
Market Capitalization
60,518Cr
Close
Close Price
344.95
Industry
Industry
Finance - Non Life Insurance
PE
Price To Earnings
6.82
PS
Price To Sales
1.23
Revenue
Revenue
49,141Cr
Rev Gr TTM
Revenue Growth TTM
4.27%
PAT Gr TTM
PAT Growth TTM
5.28%

Quarterly Results

Consolidated
Standalone
Numbers
Percentage
QuarterSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
RevenueCr
12,46810,2689,27212,00411,22210,42011,94313,54311,85511,61712,30913,361
Growth YoY
Revenue Growth YoY%
7.0-2.9-0.515.6-10.01.528.812.85.611.53.1-1.4
Expenses
ExpensesCr
11,5549,4867,35311,3229,8559,31010,10711,94610,06710,21210,40812,392
Operating Profit
Operating ProfitCr
9147821,9196821,3681,1111,8351,5971,7871,4041,901969
OPM
OPM%
7.37.620.75.712.210.715.411.815.112.115.47.3
Other Income
Other IncomeCr
2,6312,3572,5853,1012,5742,7373,4123,0193,7142,8523,5353,604
Interest Expense
Interest ExpenseCr
000000000000
PBT
PBTCr
1,8551,8203,0961,4902,2872,1843,1442,6643,3152,3603,1082,192
Tax
TaxCr
244428542368422560780491617609729571
PAT
PATCr
1,6121,3922,5541,1221,8651,6232,3642,1732,6981,7512,3781,621
Growth YoY
PAT Growth YoY%
-21.816.3-2.118.115.716.6-7.593.744.77.90.6-25.4
NPM
NPM%
12.913.627.69.316.615.619.816.022.815.119.312.1
EPS
EPS
15.28.214.78.010.69.614.214.416.49.814.49.9
QuarterSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
RevenueCr
12,46810,2689,27212,00411,22210,42011,94313,54311,85511,61712,30913,361
Growth YoY
Revenue Growth YoY%
7.0-2.9-0.515.6-10.01.528.812.85.611.53.1-1.4
Expenses
ExpensesCr
11,5549,4867,35311,3229,8559,31010,10711,94610,06710,21210,40812,392
Operating Profit
Operating ProfitCr
9147821,9196821,3681,1111,8351,5971,7871,4041,901969
OPM
OPM%
7.37.620.75.712.210.715.411.815.112.115.47.3
Other Income
Other IncomeCr
2,6312,3572,5853,1012,5742,7373,4123,0193,7142,8523,5353,604
Interest Expense
Interest ExpenseCr
000000000000
PBT
PBTCr
1,8551,8203,0961,4902,2872,1843,1442,6643,3152,3603,1082,192
Tax
TaxCr
244428542368422560780491617609729571
PAT
PATCr
1,6121,3922,5541,1221,8651,6232,3642,1732,6981,7512,3781,621
Growth YoY
PAT Growth YoY%
-21.816.3-2.118.115.716.6-7.593.744.77.90.6-25.4
NPM
NPM%
12.913.627.69.316.615.619.816.022.815.119.312.1
EPS
EPS
15.28.214.78.010.69.614.214.416.49.814.49.9

Profit & Loss

Consolidated
Standalone
Numbers
Percentage
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
RevenueCr
36,79863,53984,45888,7341,01,86094,13391,37181,23980,36887,54493,69149,141
Growth
Revenue Growth%
15.672.732.95.114.8-7.6-2.9-11.1-1.18.97.04.3
Expenses
ExpensesCr
16,79727,45039,89840,63751,51745,60344,54939,21438,23740,39042,34643,080
Operating Profit
Operating ProfitCr
20,00236,08944,55948,09750,34348,53046,82242,02542,13147,15451,3456,062
OPM
OPM%
54.456.852.854.249.451.551.251.752.453.954.812.3
Other Income
Other IncomeCr
0000000015944130213,705
Interest Expense
Interest ExpenseCr
000000000000
PBT
PBTCr
2,9883,7703,6303,854-3663,0693,7558,0317,9259,10511,44710,975
Tax
TaxCr
1084964351,216-871,2441,5561,4541,4172,1312,4462,526
PAT
PATCr
2,8803,2743,1952,638-2781,8252,1996,5776,5086,9749,0008,449
Growth
PAT Growth%
7.013.7-2.4-17.4-110.5755.820.5199.1-1.17.229.15.3
NPM
NPM%
7.85.23.83.0-0.31.92.48.18.18.09.617.2
EPS
EPS
7.08.59.115.7-1.111.313.639.438.142.455.150.6
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
RevenueCr
36,79863,53984,45888,7341,01,86094,13391,37181,23980,36887,54493,69149,141
Growth
Revenue Growth%
15.672.732.95.114.8-7.6-2.9-11.1-1.18.97.04.3
Expenses
ExpensesCr
16,79727,45039,89840,63751,51745,60344,54939,21438,23740,39042,34643,080
Operating Profit
Operating ProfitCr
20,00236,08944,55948,09750,34348,53046,82242,02542,13147,15451,3456,062
OPM
OPM%
54.456.852.854.249.451.551.251.752.453.954.812.3
Other Income
Other IncomeCr
0000000015944130213,705
Interest Expense
Interest ExpenseCr
000000000000
PBT
PBTCr
2,9883,7703,6303,854-3663,0693,7558,0317,9259,10511,44710,975
Tax
TaxCr
1084964351,216-871,2441,5561,4541,4172,1312,4462,526
PAT
PATCr
2,8803,2743,1952,638-2781,8252,1996,5776,5086,9749,0008,449
Growth
PAT Growth%
7.013.7-2.4-17.4-110.5755.820.5199.1-1.17.229.15.3
NPM
NPM%
7.85.23.83.0-0.31.92.48.18.18.09.617.2
EPS
EPS
7.08.59.115.7-1.111.313.639.438.142.455.150.6

Balance Sheet

Consolidated
Standalone
Numbers
Percentage
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Jun 2026
Equity Capital
Equity CapitalCr
430430439877877877877877877877877877
Reserves
ReservesCr
40,07949,79032,35433,01626,31831,58635,13144,30854,37960,62369,60473,241
Borrowings
BorrowingsCr
000000000001,44,007
Other Liabilities
Other LiabilitiesCr
0021,19622,02311,62121,01624,03722,28530,43527,30221,5681
Total Liabilities
Total LiabilitiesCr
40,50950,22053,98955,91638,81653,47960,04567,47085,69288,80192,0492,18,126
Fixed Assets
Fixed AssetsCr
198182172173297290299304303
Advances
AdvancesCr
15,61818,07123,93726,74533,09227,25425,28323,19122,67625,05127,371
Cash Equivalents
Cash EquivalentsCr
9,77912,23114,25712,93316,10718,58921,45123,70224,85525,28128,48929,609
Other Assets
Other AssetsCr
15,11219,91715,79516,041-10,5647,46513,13820,28037,87038,17035,8851,88,213
Total Assets
Total AssetsCr
40,50950,22053,98955,91638,81653,47960,04567,47085,69288,80192,0492,18,126
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Jun 2026
Equity Capital
Equity CapitalCr
430430439877877877877877877877877877
Reserves
ReservesCr
40,07949,79032,35433,01626,31831,58635,13144,30854,37960,62369,60473,241
Borrowings
BorrowingsCr
000000000001,44,007
Other Liabilities
Other LiabilitiesCr
0021,19622,02311,62121,01624,03722,28530,43527,30221,5681
Total Liabilities
Total LiabilitiesCr
40,50950,22053,98955,91638,81653,47960,04567,47085,69288,80192,0492,18,126
Fixed Assets
Fixed AssetsCr
198182172173297290299304303
Advances
AdvancesCr
15,61818,07123,93726,74533,09227,25425,28323,19122,67625,05127,371
Cash Equivalents
Cash EquivalentsCr
9,77912,23114,25712,93316,10718,58921,45123,70224,85525,28128,48929,609
Other Assets
Other AssetsCr
15,11219,91715,79516,041-10,5647,46513,13820,28037,87038,17035,8851,88,213
Total Assets
Total AssetsCr
40,50950,22053,98955,91638,81653,47960,04567,47085,69288,80192,0492,18,126

Cash Flow

Consolidated
Standalone
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow
Operating Cash FlowCr
5,8767,9018,8377,6048,61713,2849,05111,722-2121,976466
Investing Cash Flow
Investing Cash FlowCr
-4,534-4,354-5,502-7,865-4,595-10,453-6,723-9,9991,677-926-2,075
Financing Cash Flow
Financing Cash FlowCr
453-1,035-1,206-1,428-1,42800-395-1,263-1,754-1,754
Net Cash Flow
Net Cash FlowCr
2,0302,4522,026-1,3243,1742,4822,8632,251274-53-7
Free Cash Flow
Free Cash FlowCr
5,8347,9678,8217,5648,61413,2789,03611,589-2171,952453
CFO To PAT
CFO To PAT%
204.1241.3276.6288.2-3,096.3727.9411.6178.2-3.328.35.2
CFO To EBITDA
CFO To EBITDA%
29.421.919.815.817.127.419.327.9-0.54.20.9
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow
Operating Cash FlowCr
5,8767,9018,8377,6048,61713,2849,05111,722-2121,976466
Investing Cash Flow
Investing Cash FlowCr
-4,534-4,354-5,502-7,865-4,595-10,453-6,723-9,9991,677-926-2,075
Financing Cash Flow
Financing Cash FlowCr
453-1,035-1,206-1,428-1,42800-395-1,263-1,754-1,754
Net Cash Flow
Net Cash FlowCr
2,0302,4522,026-1,3243,1742,4822,8632,251274-53-7
Free Cash Flow
Free Cash FlowCr
5,8347,9678,8217,5648,61413,2789,03611,589-2171,952453
CFO To PAT
CFO To PAT%
204.1241.3276.6288.2-3,096.3727.9411.6178.2-3.328.35.2
CFO To EBITDA
CFO To EBITDA%
29.421.919.815.817.127.419.327.9-0.54.20.9

Ratios

Consolidated
Standalone
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Current
Valuation Ratios
Valuation Ratios
Market Cap
Market CapitalizationCr
63,94342,56218,40435,00919,98323,50057,88673,68563,60660,518
Price To Earnings
Price To Earnings
20.315.417.68.43.48.79.96.66.8
Price To Sales
Price To Sales
1.70.90.40.70.40.51.31.51.21.2
Price To Book
Price To Book
2.61.70.81.10.60.51.11.20.90.8
EV To EBITDA
EV To EBITDA
1.10.60.10.30.00.00.81.00.75.1
Profitability Ratios
Profitability Ratios
OPM
OPM%
54.456.852.854.249.451.551.251.752.453.954.812.3
NPM
NPM%
7.85.23.83.0-0.31.92.48.18.18.09.617.2
ROCE
ROCE%
7.47.511.111.4-1.39.410.417.814.314.816.25.0
ROE
ROE%
7.16.59.77.8-1.05.66.114.611.811.312.811.4
ROA
ROA%
7.16.55.94.7-0.73.43.79.87.67.89.83.9
Solvency Ratios
Solvency Ratios
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Current
Valuation Ratios
Valuation Ratios
Market Cap
Market CapitalizationCr
63,94342,56218,40435,00919,98323,50057,88673,68563,60660,518
Price To Earnings
Price To Earnings
20.315.417.68.43.48.79.96.66.8
Price To Sales
Price To Sales
1.70.90.40.70.40.51.31.51.21.2
Price To Book
Price To Book
2.61.70.81.10.60.51.11.20.90.8
EV To EBITDA
EV To EBITDA
1.10.60.10.30.00.00.81.00.75.1
Profitability Ratios
Profitability Ratios
OPM
OPM%
54.456.852.854.249.451.551.251.752.453.954.812.3
NPM
NPM%
7.85.23.83.0-0.31.92.48.18.18.09.617.2
ROCE
ROCE%
7.47.511.111.4-1.39.410.417.814.314.816.25.0
ROE
ROE%
7.16.59.77.8-1.05.66.114.611.811.312.811.4
ROA
ROA%
7.16.55.94.7-0.73.43.79.87.67.89.83.9
Solvency Ratios
Solvency Ratios

Documents — General Insurance Corporation of India

  • Q1 FY2027 Earnings Call Transcript (Jun 2026, PDF): https://www.stockscans.in/document/cfbeqgt40j3xjt2dosc2is17.pdf
  • Q4 FY2026 Earnings Call Transcript (Mar 2026, PDF): https://www.stockscans.in/document/cvhj1zfd086siq0h54744pzq.pdf
  • Q3 FY2026 Earnings Call Transcript (Dec 2025, PDF): https://www.stockscans.in/document/4arcg8wn84tp647k2xbihzlj.pdf
  • Q2 FY2026 Earnings Call Transcript (Sep 2025, PDF): https://www.stockscans.in/document/xs01p666a5ftuf4iuc51qveb.pdf
  • Q1 FY2026 Earnings Call Transcript (Jun 2025, PDF): https://www.stockscans.in/document/3jgqr3xov5mrsz5w83nvcw78.pdf
  • Q4 FY2025 Earnings Call Transcript (Mar 2025, PDF): https://www.stockscans.in/document/4ikpzibx153th3w12hefuirg.pdf
  • Q3 FY2025 Earnings Call Transcript (Dec 2024, PDF): https://www.stockscans.in/document/om5lxgbb0u4939ewwvsm02b4.pdf
  • Q2 FY2025 Earnings Call Transcript (Sep 2024, PDF): https://www.stockscans.in/document/iaymhrp8cfl6epxbgbkuw5l7.pdf
  • Q1 FY2027 Quarterly Result (Jun 2026, PDF): https://www.stockscans.in/document/skrgwo628kv8sgj4gnqsqym9.pdf
  • Q4 FY2026 Quarterly Result (Mar 2026, PDF): https://www.stockscans.in/document/tgqhkcj9gnea2w5d2y1irg52.pdf
  • Q2 FY2026 Quarterly Result (Sep 2025, PDF): https://www.stockscans.in/document/gtg86b3loo4u45m5d3hq6a7g.pdf
  • Q4 FY2025 Quarterly Result (Mar 2025, PDF): https://www.stockscans.in/document/dx70mfyknav52xthyzldkdiz.pdf
  • Q3 FY2025 Quarterly Result (Dec 2024, PDF): https://www.stockscans.in/document/e2ywly3bs4bw221ygtcjsp9s.pdf
  • Q2 FY2025 Quarterly Result (Sep 2024, PDF): https://www.stockscans.in/document/tn7pe3l88cxg3tjvnl8sr68z.pdf
  • Q1 FY2025 Quarterly Result (Jun 2024, PDF): https://www.stockscans.in/document/dbzibtsx658tq3j9p2clicd1.pdf
  • Q4 FY2024 Quarterly Result (Mar 2024, PDF): https://www.stockscans.in/document/us50hzwp320bcry6sdi1lbl2.pdf
  • Q1 FY2027 Investor Presentation (Jun 2026, PDF): https://www.stockscans.in/document/inldb8vp5ltmauzt8x0yf178.pdf
  • Q4 FY2026 Investor Presentation (Mar 2026, PDF): https://www.stockscans.in/document/jjbjamisngfh6p5qhgkygmjq.pdf
  • Q3 FY2026 Investor Presentation (Dec 2025, PDF): https://www.stockscans.in/document/ofto81bkhfaux28twrnj1s74.pdf
  • Q2 FY2026 Investor Presentation (Sep 2025, PDF): https://www.stockscans.in/document/nos8lepunibwr7ncxxlho6in.pdf
  • Q4 FY2025 Investor Presentation (Mar 2025, PDF): https://www.stockscans.in/document/80ivkl5c9hteg3ji43kzr2tl.pdf
  • Q3 FY2025 Investor Presentation (Dec 2024, PDF): https://www.stockscans.in/document/w26xdnc85pjz8frvx75992s1.pdf
  • Q2 FY2025 Investor Presentation (Sep 2024, PDF): https://www.stockscans.in/document/kgewc0plapuchqp98xm5j1hv.pdf
  • Q1 FY2025 Investor Presentation (Jun 2024, PDF): https://www.stockscans.in/document/6dejjs46ogqj8ajazzuwm3tm.pdf
  • FY2026 Annual Report (PDF): https://www.stockscans.in/document/wchpg6lbje7pxf73xf3197ir.pdf
  • FY2025 Annual Report (PDF): https://www.stockscans.in/document/xdbjgf2rqg8201dqro0oz3a4.pdf
  • FY2024 Annual Report (PDF): https://www.stockscans.in/document/qo2dk0k6izqnf7fbgfd8hi43.pdf
  • FY2023 Annual Report (PDF): https://www.stockscans.in/document/ulmf98rcm97sau6rhfs6zf48.pdf
  • FY2022 Annual Report (PDF): https://www.stockscans.in/document/d30jtbldywydoulumv0homeb.pdf
  • FY2021 Annual Report (PDF): https://www.stockscans.in/document/1074orgnzyeannbm6tdyz2ez.pdf
  • FY2020 Annual Report (PDF): https://www.stockscans.in/document/3hqlauhrpoqzi1lbao94gb8q.pdf

Concall Transcript Summaries — General Insurance Corporation of India

  • Q1 FY2027 Concall Transcript Summary (Jun 2026): https://www.stockscans.in/company/NSE%3AGICRE/transcript-notes/202606/cfbeqgt40j3xjt2dosc2is17.pdf
  • Q4 FY2026 Concall Transcript Summary (Mar 2026): https://www.stockscans.in/company/NSE%3AGICRE/transcript-notes/202603/cvhj1zfd086siq0h54744pzq.pdf
  • Q3 FY2026 Concall Transcript Summary (Dec 2025): https://www.stockscans.in/company/NSE%3AGICRE/transcript-notes/202512/4arcg8wn84tp647k2xbihzlj.pdf
  • Q2 FY2026 Concall Transcript Summary (Sep 2025): https://www.stockscans.in/company/NSE%3AGICRE/transcript-notes/202509/xs01p666a5ftuf4iuc51qveb.pdf
  • Q1 FY2026 Concall Transcript Summary (Jun 2025): https://www.stockscans.in/company/NSE%3AGICRE/transcript-notes/202506/3jgqr3xov5mrsz5w83nvcw78.pdf
  • Q4 FY2025 Concall Transcript Summary (Mar 2025): https://www.stockscans.in/company/NSE%3AGICRE/transcript-notes/202503/4ikpzibx153th3w12hefuirg.pdf
  • Q3 FY2025 Concall Transcript Summary (Dec 2024): https://www.stockscans.in/company/NSE%3AGICRE/transcript-notes/202412/om5lxgbb0u4939ewwvsm02b4.pdf
  • Q2 FY2025 Concall Transcript Summary (Sep 2024): https://www.stockscans.in/company/NSE%3AGICRE/transcript-notes/202409/iaymhrp8cfl6epxbgbkuw5l7.pdf