• Solar portfolio share: Solar energy projects have historically accounted for 25–26% of the institution's book over the past 5–6 years.
• Emerging sector pipeline: IREDA is actively processing applications for battery manufacturing and sustainable aviation fuel (SAF), alongside plans for green hydrogen, while base projects have reached 1% and general manufacturing has risen from 6% to 9%.
• Historical write-offs: Despite 30–40% exposure to new and emerging private sector project financing, cumulative write-offs over 39 years total only 148 crore.
• Early-mover lending strategy: The company establishes early risk appetites and due diligence protocols to pioneer lending in nascent renewable segments, such as small hydro previously, before other lenders enter the market.