• AUM and Deployment: LIC's assets under management are approaching ₹60 lakh crore, with incremental annual investments surpassing ₹5 lakh to ₹6 lakh crore and expected to grow at 8% to 10% annually.
• Equity Allocation Strategy: Equities account for roughly 20% of LIC's balance sheet with a deployment target of 25% to 30%, supported by mandated allocations of 50% across central and state government securities to preserve capital safety.
• Foreign Institutional Inflows: Although domestic inflows have heavily cushioned the market against foreign outflows, management stressed that foreign institutional capital remains vital for external perspective and long-term infrastructure development.
• Market Return Outlook: LIC expects equity indices to generate returns of 15% to 20% over a three- to five-year period, while advising individual investors to restrict equity exposure to 20% to 35% within a diversified, multi-asset portfolio.