• IPO details: Moneyview's IPO is open from 24 to 26 September with a price band of ₹32 to ₹34 per share, seeking to raise around ₹1,092 crore, including a ₹750 crore fresh issue.
• Operational scale: The platform manages a loan AUM of nearly ₹22,000 crore with about 14 crore registered users, delivering 40% to 45% revenue growth and 60% to 65% profit growth over the past two to three years.
• Loan book distribution: Approximately 25% of the total loan book is funded on-balance sheet through the company's own NBFC, while the remaining 75% is off-balance sheet through partnerships with over 16 lenders as a Loan Service Provider.
• Unsecured lending focus: The company primarily provides unsecured personal loans, insurance, and savings products to mass middle-class consumers in non-metro regions, completing loan disbursements fully digitally within 5 to 10 minutes.