• Q4 Financial Milestone: Piramal Finance crossed ₹1 lakh crore in AUM for the first time, with Q4 NII increasing by 46% to ₹1,240 crore and quarterly profit reaching around ₹500 crore.
• FY27 Growth Guidance: Management has guided for a 25% increase in AUM to ₹1.25 lakh crore, 50% growth in profit over FY26's ₹1,500 crore, and an expansion of Return on Assets from 2.1% to 2.5% by Q4 FY27.
• Long-term Loan Target: Under its five-year plan, the company expects to reach an overall loan book size of approximately ₹1.5 lakh crore by March 2028.
• Asset Quality Trends: Credit risk in the unsecured retail loan portfolio has improved substantially over the past 4–5 months after stabilizing in 2025, returning key risk metrics to levels seen 2–3 years ago.