• Asset base scale: SBI Funds Management manages ₹30 lakh crore in total assets, including over ₹13 lakh crore in core mutual funds (15.5% market share), ₹4 lakh-plus crore in ETFs, and ₹16.5 lakh crore in institutional pension and PMS mandates.
• Customer penetration headroom: The company currently services 55 lakh investors out of State Bank of India's 35 crore KYC-compliant audience, with upcoming C-KYC 2.0 reforms expected to eliminate onboarding friction and significantly expand conversion rates.
• Operating profitability: Active equity generates yields upward of 60 basis points against a blended yield of 37 basis points, supported by a 20% cost-to-income ratio.
• SIP book momentum: Monthly SIP inflows stand at over ₹4,000 crore across 1.6 crore total SIPs, with 98% committed as long-tenure perpetual mandates.