• B30 market expansion: Over 75% of Turtlemint's customers and premiums originate from beyond-top-30 (B30) markets spanning 19,000 PIN codes, underpinning projected top-line growth of 38% CAGR between FY26 and FY29.
• Digital partner network: The POSP network has expanded past 6.9 lakh digital partners with a 50% CAGR over the past 7–8 years, demonstrating higher multi-product sales productivity as partner vintage increases.
• Renewal revenue growth: Renewal revenues increased 66% year-on-year, significantly outpacing overall top-line growth and lifting service EBITDA from -13% in FY23 to +13% in Q1.
• Profitability timeline: Turtlemint has guided for full-year adjusted EBITDA breakeven in the current financial year, supported by operating leverage and stronger expected margins in the second half.