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UCO Bank

UCOBANK·NSE
23.97+1.05%Wed, 23 Sept '26 12:27

UCO Bank

UCOBANK
NSE
23.97
+1.05%
|Wed, 23 Sept '26 12:27
SOICxStockScans Reports
6M
Price
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Quick Ratios

Edit Ratios
Mkt Cap
Market Capitalization
30,007Cr
Close
Close Price
23.93
Industry
Industry
Banks - PSU
PE
Price To Earnings
10.68
PS
Price To Sales
1.12
Revenue
Revenue
26,841Cr
Rev Gr TTM
Revenue Growth TTM
5.35%
PAT Gr TTM
PAT Growth TTM
12.60%

Quarterly Results

Consolidated
Standalone
Numbers
Percentage
QuarterSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
RevenueCr
5,2195,5525,8606,0246,0786,2206,7456,4366,5376,6526,6566,996
Growth YoY
Revenue Growth YoY%
24.720.017.515.316.512.015.16.87.56.9-1.38.7
Interest Expended
Interest ExpendedCr
3,3023,5643,6723,7703,7783,8424,0464,0334,0044,0064,0424,188
Expenses
ExpensesCr
1,9242,0722,5072,2272,3552,5673,0552,4542,3922,3602,0761,920
Financing Profit
Financing ProfitCr
-7-84-31927-54-190-356-51141286538889
FPM
FPM%
-0.1-1.5-5.50.5-0.9-3.0-5.3-0.82.14.38.112.7
Other Income
Other IncomeCr
6478611,1258359931,1861,3929978848697091,686
Depreciation
DepreciationCr
000000000000
PBT
PBTCr
6407778068629399961,0369461,0251,1551,2472,575
Tax
TaxCr
2382742803123363573843394054164461,919
PAT
PATCr
402503526551603639652607620740801656
Growth YoY
PAT Growth YoY%
-20.4-23.0-9.5146.550.127.124.110.32.815.822.88.1
NPM
NPM%
7.79.19.09.29.910.39.79.49.511.112.09.4
EPS
EPS
0.30.40.40.50.50.50.50.50.50.60.60.5
Ratios
Ratios
QuarterSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
RevenueCr
5,2195,5525,8606,0246,0786,2206,7456,4366,5376,6526,6566,996
Growth YoY
Revenue Growth YoY%
24.720.017.515.316.512.015.16.87.56.9-1.38.7
Interest Expended
Interest ExpendedCr
3,3023,5643,6723,7703,7783,8424,0464,0334,0044,0064,0424,188
Expenses
ExpensesCr
1,9242,0722,5072,2272,3552,5673,0552,4542,3922,3602,0761,920
Financing Profit
Financing ProfitCr
-7-84-31927-54-190-356-51141286538889
FPM
FPM%
-0.1-1.5-5.50.5-0.9-3.0-5.3-0.82.14.38.112.7
Other Income
Other IncomeCr
6478611,1258359931,1861,3929978848697091,686
Depreciation
DepreciationCr
000000000000
PBT
PBTCr
6407778068629399961,0369461,0251,1551,2472,575
Tax
TaxCr
2382742803123363573843394054164461,919
PAT
PATCr
402503526551603639652607620740801656
Growth YoY
PAT Growth YoY%
-20.4-23.0-9.5146.550.127.124.110.32.815.822.88.1
NPM
NPM%
7.79.19.09.29.910.39.79.49.511.112.09.4
EPS
EPS
0.30.40.40.50.50.50.50.50.50.60.60.5
Ratios
Ratios

Profit & Loss

Consolidated
Standalone
Numbers
Percentage
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
RevenueCr
18,56116,32614,02014,33115,13414,44614,98117,65121,85425,06726,28126,841
Growth
Revenue Growth%
-4.1-12.0-14.12.25.6-4.53.717.823.814.74.85.3
Interest Expended
Interest ExpendedCr
13,71312,50910,89510,01910,0428,9668,50810,30713,75415,43716,08516,240
Expenses
ExpensesCr
10,7686,7898,52112,75311,5398,8457,6586,7298,5179,8928,9108,748
Financing Profit
Financing ProfitCr
-5,920-2,972-5,396-8,441-6,446-3,365-1,185614-416-2621,2861,854
FPM
FPM%
-31.9-18.2-38.5-58.9-42.6-23.3-7.93.5-1.9-1.04.96.9
Other Income
Other IncomeCr
1,5962,1141,1211,5142,8713,4243,1012,5083,2664,4073,4604,149
Depreciation
DepreciationCr
1371531521371371341652182813113720
PBT
PBTCr
-4,460-1,011-4,427-7,065-3,713-751,7502,9052,5693,8344,3736,002
Tax
TaxCr
-1,6618409-2,744-1,276-2438211,0439151,3891,6063,185
PAT
PATCr
-2,799-1,851-4,436-4,321-2,4371679301,8621,6542,4452,7682,817
Growth
PAT Growth%
-346.033.9-139.72.643.6106.8456.6100.3-11.247.913.212.6
NPM
NPM%
-15.1-11.3-31.6-30.1-16.11.26.210.67.69.810.510.5
EPS
EPS
-26.0-13.3-25.2-11.2-3.10.20.81.61.42.02.22.2
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
RevenueCr
18,56116,32614,02014,33115,13414,44614,98117,65121,85425,06726,28126,841
Growth
Revenue Growth%
-4.1-12.0-14.12.25.6-4.53.717.823.814.74.85.3
Interest Expended
Interest ExpendedCr
13,71312,50910,89510,01910,0428,9668,50810,30713,75415,43716,08516,240
Expenses
ExpensesCr
10,7686,7898,52112,75311,5398,8457,6586,7298,5179,8928,9108,748
Financing Profit
Financing ProfitCr
-5,920-2,972-5,396-8,441-6,446-3,365-1,185614-416-2621,2861,854
FPM
FPM%
-31.9-18.2-38.5-58.9-42.6-23.3-7.93.5-1.9-1.04.96.9
Other Income
Other IncomeCr
1,5962,1141,1211,5142,8713,4243,1012,5083,2664,4073,4604,149
Depreciation
DepreciationCr
1371531521371371341652182813113720
PBT
PBTCr
-4,460-1,011-4,427-7,065-3,713-751,7502,9052,5693,8344,3736,002
Tax
TaxCr
-1,6618409-2,744-1,276-2438211,0439151,3891,6063,185
PAT
PATCr
-2,799-1,851-4,436-4,321-2,4371679301,8621,6542,4452,7682,817
Growth
PAT Growth%
-346.033.9-139.72.643.6106.8456.6100.3-11.247.913.212.6
NPM
NPM%
-15.1-11.3-31.6-30.1-16.11.26.210.67.69.810.510.5
EPS
EPS
-26.0-13.3-25.2-11.2-3.10.20.81.61.42.02.22.2

Balance Sheet

Consolidated
Standalone
Numbers
Percentage
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Jun 2026
Equity Capital
Equity CapitalCr
1,0761,5602,3085,4239,9189,91811,95611,95611,95612,54012,54012,540
Reserves
ReservesCr
10,51110,0447,5178,3719,29110,08811,63813,80915,40118,46520,71021,489
Deposits
DepositsCr
2,07,1182,01,2851,81,8491,97,9071,93,2032,05,9192,24,0732,49,3382,63,1302,93,5423,27,5633,32,315
Borrowings
BorrowingsCr
17,2409,53512,4498,32415,69515,38313,50820,50125,33128,68723,31024,868
Other Liabilities
Other LiabilitiesCr
8,9378,91711,93210,4597,80012,0286,6095,2607,8739,24711,7379,221
Total Liabilities
Total LiabilitiesCr
2,44,8832,31,3402,16,0562,30,4842,35,9082,53,3362,67,7843,00,8633,23,6913,62,4813,95,8584,00,433
Fixed Assets
Fixed AssetsCr
2,8403,2183,3353,5103,7813,8524,2004,137
Investments
InvestmentsCr
83,97474,01970,96282,23290,99993,78396,87495,16992,90494,27298,77797,486
Advances
AdvancesCr
1,37,4511,33,5081,22,1441,12,9121,14,9011,22,6971,32,2071,65,2471,90,6672,22,2522,64,5742,77,006
Cash Equivalents
Cash EquivalentsCr
18,55918,10014,74824,43217,80623,60026,14828,72829,02536,12723,885
Other Assets
Other AssetsCr
4,8985,7138,20210,9099,36210,0389,2208,2097,3135,9784,42221,804
Total Assets
Total AssetsCr
2,44,8832,31,3402,16,0562,30,4842,35,9082,53,3362,67,7843,00,8633,23,6913,62,4813,95,8584,00,433
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Jun 2026
Equity Capital
Equity CapitalCr
1,0761,5602,3085,4239,9189,91811,95611,95611,95612,54012,54012,540
Reserves
ReservesCr
10,51110,0447,5178,3719,29110,08811,63813,80915,40118,46520,71021,489
Deposits
DepositsCr
2,07,1182,01,2851,81,8491,97,9071,93,2032,05,9192,24,0732,49,3382,63,1302,93,5423,27,5633,32,315
Borrowings
BorrowingsCr
17,2409,53512,4498,32415,69515,38313,50820,50125,33128,68723,31024,868
Other Liabilities
Other LiabilitiesCr
8,9378,91711,93210,4597,80012,0286,6095,2607,8739,24711,7379,221
Total Liabilities
Total LiabilitiesCr
2,44,8832,31,3402,16,0562,30,4842,35,9082,53,3362,67,7843,00,8633,23,6913,62,4813,95,8584,00,433
Fixed Assets
Fixed AssetsCr
2,8403,2183,3353,5103,7813,8524,2004,137
Investments
InvestmentsCr
83,97474,01970,96282,23290,99993,78396,87495,16992,90494,27298,77797,486
Advances
AdvancesCr
1,37,4511,33,5081,22,1441,12,9121,14,9011,22,6971,32,2071,65,2471,90,6672,22,2522,64,5742,77,006
Cash Equivalents
Cash EquivalentsCr
18,55918,10014,74824,43217,80623,60026,14828,72829,02536,12723,885
Other Assets
Other AssetsCr
4,8985,7138,20210,9099,36210,0389,2208,2097,3135,9784,42221,804
Total Assets
Total AssetsCr
2,44,8832,31,3402,16,0562,30,4842,35,9082,53,3362,67,7843,00,8633,23,6913,62,4813,95,8584,00,433

Cash Flow

Consolidated
Standalone
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow
Operating Cash FlowCr
-2,978-3,852-9,0824,190-10,6582,4224,3992,9831,0021,913-10,584
Investing Cash Flow
Investing Cash FlowCr
-127-125-85-14-113-155-200-267-295-328-419
Financing Cash Flow
Financing Cash FlowCr
-5793,6095,7545,4504,2833,266-1,637-336-4305,870-977
Net Cash Flow
Net Cash FlowCr
-3,685-367-3,4139,626-6,4895,5332,5622,3802777,454-11,981
Free Cash Flow
Free Cash FlowCr
-3,122-3,991-9,1874,139-10,7822,2584,1892,7017031,576-11,015
CFO To EBITDA
CFO To EBITDA%
50.3129.6168.3-49.6165.3-72.0-371.0485.7-240.9-730.5-822.9
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow
Operating Cash FlowCr
-2,978-3,852-9,0824,190-10,6582,4224,3992,9831,0021,913-10,584
Investing Cash Flow
Investing Cash FlowCr
-127-125-85-14-113-155-200-267-295-328-419
Financing Cash Flow
Financing Cash FlowCr
-5793,6095,7545,4504,2833,266-1,637-336-4305,870-977
Net Cash Flow
Net Cash FlowCr
-3,685-367-3,4139,626-6,4895,5332,5622,3802777,454-11,981
Free Cash Flow
Free Cash FlowCr
-3,122-3,991-9,1874,139-10,7822,2584,1892,7017031,576-11,015
CFO To EBITDA
CFO To EBITDA%
50.3129.6168.3-49.6165.3-72.0-371.0485.7-240.9-730.5-822.9

Ratios

Consolidated
Standalone
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Current
Valuation Ratios
Valuation Ratios
Market Cap
Market CapitalizationCr
4,1575,6074,03210,1698,98610,90014,19229,14962,43444,81628,15130,007
Price To Earnings
Price To Earnings
64.715.215.637.818.310.210.7
Price To Sales
Price To Sales
0.20.30.30.70.60.80.91.62.91.81.11.1
Price To Book
Price To Book
0.50.60.70.90.50.60.71.32.61.60.91.0
EV To EBITDA
EV To EBITDA
-0.51.0-0.30.7-1.1-0.8-1.334.1-141.3-142.821.4196.9
Profitability Ratios
Profitability Ratios
FPM
FPM%
-31.9-18.2-38.5-58.9-42.6-23.3-7.93.5-1.9-1.04.96.9
NPM
NPM%
-15.1-11.3-31.6-30.1-16.11.26.210.67.69.810.510.5
ROCE
ROCE%
3.95.23.21.32.83.73.94.55.25.55.35.7
ROE
ROE%
-24.2-15.9-45.1-31.3-12.70.83.97.26.07.98.38.3
ROA
ROA%
-1.1-0.8-2.0-1.9-1.00.10.30.60.50.70.70.7
Solvency Ratios
Solvency Ratios
Financial YearMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Current
Valuation Ratios
Valuation Ratios
Market Cap
Market CapitalizationCr
4,1575,6074,03210,1698,98610,90014,19229,14962,43444,81628,15130,007
Price To Earnings
Price To Earnings
64.715.215.637.818.310.210.7
Price To Sales
Price To Sales
0.20.30.30.70.60.80.91.62.91.81.11.1
Price To Book
Price To Book
0.50.60.70.90.50.60.71.32.61.60.91.0
EV To EBITDA
EV To EBITDA
-0.51.0-0.30.7-1.1-0.8-1.334.1-141.3-142.821.4196.9
Profitability Ratios
Profitability Ratios
FPM
FPM%
-31.9-18.2-38.5-58.9-42.6-23.3-7.93.5-1.9-1.04.96.9
NPM
NPM%
-15.1-11.3-31.6-30.1-16.11.26.210.67.69.810.510.5
ROCE
ROCE%
3.95.23.21.32.83.73.94.55.25.55.35.7
ROE
ROE%
-24.2-15.9-45.1-31.3-12.70.83.97.26.07.98.38.3
ROA
ROA%
-1.1-0.8-2.0-1.9-1.00.10.30.60.50.70.70.7
Solvency Ratios
Solvency Ratios

Documents — UCO Bank

  • Q1 FY2027 Earnings Call Transcript (Jun 2026, PDF): https://www.stockscans.in/document/jb2xifm2ua7dll4b0wgfudup.pdf
  • Q4 FY2026 Earnings Call Transcript (Mar 2026, PDF): https://www.stockscans.in/document/3nce3pvp1xgfbkyu6sm4zmsw.pdf
  • Q3 FY2026 Earnings Call Transcript (Dec 2025, PDF): https://www.stockscans.in/document/96ayocnka6b5dklu76g5h3zs.pdf
  • Q2 FY2026 Earnings Call Transcript (Sep 2025, PDF): https://www.stockscans.in/document/if7d1flnnvjpmay0u9c26ppv.pdf
  • Q1 FY2026 Earnings Call Transcript (Jun 2025, PDF): https://www.stockscans.in/document/cde0utjo4xxa7u8g1wxey7ji.pdf
  • Q4 FY2025 Earnings Call Transcript (Mar 2025, PDF): https://www.stockscans.in/document/bnmidxljlzodqnpr06hvmrup.pdf
  • Q3 FY2025 Earnings Call Transcript (Dec 2024, PDF): https://www.stockscans.in/document/lw2dt17x39y6tl2laznjm5bw.pdf
  • Q2 FY2025 Earnings Call Transcript (Sep 2024, PDF): https://www.stockscans.in/document/qpp1l6ra9ofb55dmjqfyq0bb.pdf
  • Q1 FY2027 Quarterly Result (Jun 2026, PDF): https://www.stockscans.in/document/j0fcfzfrtmyicxqhv67xkqmb.pdf
  • Q4 FY2026 Quarterly Result (Mar 2026, PDF): https://www.stockscans.in/document/29aahln11jwaitj0c8ti862m.pdf
  • Q2 FY2026 Quarterly Result (Sep 2025, PDF): https://www.stockscans.in/document/m9xn9tp6vjgbgrr9j32v6dtd.pdf
  • Q1 FY2026 Quarterly Result (Jun 2025, PDF): https://www.stockscans.in/document/aqutfcrrogj7pxcjpu8hfxdp.pdf
  • Q3 FY2025 Quarterly Result (Dec 2024, PDF): https://www.stockscans.in/document/0ir7mrv4utktoe2fi3sg74n1.pdf
  • Q1 FY2025 Quarterly Result (Jun 2024, PDF): https://www.stockscans.in/document/kfzn0qp1on0tr06qji9u9z25.pdf
  • Q4 FY2024 Quarterly Result (Mar 2024, PDF): https://www.stockscans.in/document/0vsmvdpgfoa8xoua01rcgipk.pdf
  • Q3 FY2024 Quarterly Result (Dec 2023, PDF): https://www.stockscans.in/document/qlones27l875vfsb262wfvir.pdf
  • Q1 FY2027 Investor Presentation (Jun 2026, PDF): https://www.stockscans.in/document/0uauaognk6eyoqnpgdowjymb.pdf
  • Q3 FY2026 Investor Presentation (Dec 2025, PDF): https://www.stockscans.in/document/nrq7wptmf57ezhvwh7x55hv9.pdf
  • Q2 FY2026 Investor Presentation (Sep 2025, PDF): https://www.stockscans.in/document/2zsm6wukm7wbt7ytcvw148wu.pdf
  • Q1 FY2026 Investor Presentation (Jun 2025, PDF): https://www.stockscans.in/document/fze0u97p2f4wlctht41yof7m.pdf
  • Q3 FY2025 Investor Presentation (Dec 2024, PDF): https://www.stockscans.in/document/2eoxwvk8awtfyvr53hbbehty.pdf
  • Q2 FY2025 Investor Presentation (Sep 2024, PDF): https://www.stockscans.in/document/6fgeqsfmx9c5fx3d3s5b9a3n.pdf
  • Q1 FY2025 Investor Presentation (Jun 2024, PDF): https://www.stockscans.in/document/ixfn1v9uu3zp94l3x8rmjp02.pdf
  • Q3 FY2024 Investor Presentation (Dec 2023, PDF): https://www.stockscans.in/document/k6mbag7fzsbajga9suci2rgu.pdf
  • FY2026 Annual Report (PDF): https://www.stockscans.in/document/hw8916t10sl3dhoq822kgtmh.pdf
  • FY2025 Annual Report (PDF): https://www.stockscans.in/document/jq8srripkfbes9asw4wuoyyb.pdf
  • FY2024 Annual Report (PDF): https://www.stockscans.in/document/8fogkh2tdnk3l5ogc3dvbqwb.pdf
  • FY2023 Annual Report (PDF): https://www.stockscans.in/document/2jucpcwunoxhbcbw7ff821bq.pdf
  • FY2022 Annual Report (PDF): https://www.stockscans.in/document/lhe9az5in8wuyhim52wliekx.pdf
  • FY2021 Annual Report (PDF): https://www.stockscans.in/document/5gdeii6hu69n351d7d9znlm7.pdf
  • FY2020 Annual Report (PDF): https://www.stockscans.in/document/d1nbr8xpirg71mizu0mbhiit.pdf

Concall Transcript Summaries — UCO Bank

  • Q1 FY2027 Concall Transcript Summary (Jun 2026): https://www.stockscans.in/company/NSE%3AUCOBANK/transcript-notes/202606/jb2xifm2ua7dll4b0wgfudup.pdf
  • Q4 FY2026 Concall Transcript Summary (Mar 2026): https://www.stockscans.in/company/NSE%3AUCOBANK/transcript-notes/202603/3nce3pvp1xgfbkyu6sm4zmsw.pdf
  • Q3 FY2026 Concall Transcript Summary (Dec 2025): https://www.stockscans.in/company/NSE%3AUCOBANK/transcript-notes/202512/96ayocnka6b5dklu76g5h3zs.pdf
  • Q2 FY2026 Concall Transcript Summary (Sep 2025): https://www.stockscans.in/company/NSE%3AUCOBANK/transcript-notes/202509/if7d1flnnvjpmay0u9c26ppv.pdf
  • Q1 FY2026 Concall Transcript Summary (Jun 2025): https://www.stockscans.in/company/NSE%3AUCOBANK/transcript-notes/202506/cde0utjo4xxa7u8g1wxey7ji.pdf
  • Q4 FY2025 Concall Transcript Summary (Mar 2025): https://www.stockscans.in/company/NSE%3AUCOBANK/transcript-notes/202503/bnmidxljlzodqnpr06hvmrup.pdf
  • Q3 FY2025 Concall Transcript Summary (Dec 2024): https://www.stockscans.in/company/NSE%3AUCOBANK/transcript-notes/202412/lw2dt17x39y6tl2laznjm5bw.pdf
  • Q2 FY2025 Concall Transcript Summary (Sep 2024): https://www.stockscans.in/company/NSE%3AUCOBANK/transcript-notes/202409/qpp1l6ra9ofb55dmjqfyq0bb.pdf