• Corporate credit pipeline: The bank has a sanctioned and undisbursed corporate loan pipeline exceeding ₹1 lakh crore, with demand driven by infrastructure, renewable energy, cement, receivable discounting, and working capital expansion.
• Credit growth aspiration: Following approximately 15% growth in large corporate loans, the bank aims to surpass industry-wide credit growth rates across its portfolio.
• ECLGS 5.0 progress: Union Bank has sanctioned ₹12,000 crore and disbursed ₹10,000 crore under the ECLGS 5.0 scheme, with total sanctions expected to cross ₹18,000 crore.
• MSME portfolio health: Special Mention Account (SMA) numbers for exposures above ₹5 crore are at their lowest levels, supported by proactive ad-hoc limit enhancements and localized assessments across 140 regional offices.