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₹32 - 34
Moneyview Ltd
E-Commerce/App based AggregatorIPO
₹32 - 34
Moneyview operates a branchless digital financial platform providing unsecured personal loans and credit products to middle-income Indian households through a hybrid architecture combining marketplace partner distribution with captive NBFC (non-banking financial company, a credit provider operating without a full banking licence) balance-sheet lending. Founded in 2014, the company pairs upfront fee generation from distributing partner credit with net interest margins earned by underwriting loans on its proprietary middle-layer balance sheet.
Lot441Min Invest₹14,994Face Value₹1Issue SizeTBA
Timeline
24 Sept
Bidding opens
28 Sept
Bidding closes
29 Sept
Allotment
30 Sept
Refund & demat credit
1 Oct
Listing
Subscription
Subscription opens 24 Sept
Reports
Offer Details
Terms
Issue SizeTBA
Face Value₹1
Lot Size441 shares
Application Sizes
Retail₹14,9941-13 lots
sNII₹2,09,916from 14 lots
bNII₹10,04,598from 67 lots
Managers & Registrar
Lead ManagerAxis Capital Limited
Co-ManagerBofA Securities India Limited, IIFL Capital Services Limited, Kotak Mahindra Capital Company Limited
RegistrarMUFG Intime India Pvt Ltd
Ownership & Proceeds
Objects of the Issue
- Investment to drive growth in loan disbursals under default loss guarantee (DLG) arrangements
- Investment in WFPL, our Material Subsidiary, for the purpose of augmenting its capital base
- General corporate purposes
Anchor Book
30-day lock-in28-Oct-202690-day lock-in27-Dec-2026
Strengths & Risks
Strengths · as stated in the DRHP
- Large, growing and sticky user base with a flywheel effect for growth.
- Data driven approach for user segmentation and risk assessment.
- Strong technology and AI capabilities enabling scalable and efficient growth
- Capital-light model with a diversified network of capital partners
- Experienced management team with a track record of building and managing successful businesses.
- Proven business model with sustained growth and improving profitability.
Strategies · as stated in the DRHP
- Expand the Registered User base.
- Increase user monetization and personal loan volumes.
- Expanding the user lifetime value through multi product relationship.
- Deepening financial partner ecosystem for product and market expansion
- Continue to invest heavily in AI to improve operational efficiencies and grow operating leverage
- Drive income growth and cost efficiency to further enhance profitability and return on equity.
Risks · as stated in the DRHP
- The company's success depends on the company's ability to attract, engage and monetize new and existing users on the company's platform. Any failures to do so could have an adverse impact on the company's business, financial condition, cash flows and results of operations.
- The company depends on cooperation with its Financial Partners. In the nine months period ended December 31, 2025 and Fiscals 2025, 2024 and 2023, the company's top ten Financial Partners contributed to 37.31%, 46.82%, 56.78% and 70.45% of the company's revenue from operations, respectively. The company's business may be negatively affected if its Financial Partners do not continue their relationship with the company, which could have an adverse impact on the company's business, financial condition, cash flows, results of operations and prospects.
- The company has witnessed rapid growth in the past three years and may not be able to sustain its historical growth levels. Further, the company has a limited operating history across some of the company's products and services. The company may not be able to sustain its current growth levels in a cost-effective manner, which could adversely affect the company's business, financial condition, cash flows, results of operations and prospects.
- Borrower defaults on loans facilitated through our platform under default loss guarantee ("DLG") arrangements may increase the company's default loss guarantee expense and adversely affect its financial performance.
- The company's Gross Stage 3 Loans comprised 2.53%, 1.88%, 0.94%, and 3.37% of the company's Total Gross Loans as at December 31, 2025, March 31, 2025, March 31, 2024 and March 31, 2023, respectively. If borrowers default on their repayment obligations, it may lead to increased levels of Gross Stage 3 Loans, and related provisions and write-offs, and if the company does not have sufficient provisioning coverage, the company may faces an adverse impact on the company's business, financial condition, cash flows, results of operations and prospects.
- The company's brand is critical to the company's success. If the company is unable to maintain its brand or reputation, user and financial partner acceptance of the company's platform could decline which could have an adverse impact on the company's business, financial condition, cash flows, results of operations and prospects.