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Texmaco Rail & Engineering Ltd

TEXRAIL

NSE

₹109.27-3.51%19 Oct 2026

Reports

Railways

Texmaco Rail & Engineering Ltd

TEXRAIL

NSE

₹109.27

-3.51%

19 Oct 2026

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Railways

Indices

Business Overview: What the company does, in plain English.Growth Catalysts: The forward growth drivers and triggers.Guidance Report: Management guidance vs outcomes.Forensic Report: Accounting quality and red flags.Deep Dive Report: In-depth business analysis.

Texmaco Rail & Engineering is India’s largest freight-wagon maker - it builds roughly one in every four wagons on the national network - and is now racing to turn itself from a cyclical factory into a full-spectrum railway solutions house. Born from plants that started operating in 1939 and incorporated in its current form in 1998, the company sits inside the Adventz Group and has spent over 80 years learning how to cast, weld and assemble heavy steel for Indian Railways. That deep manufacturing backbone is now being stretched into adjacent businesses - electrification, track-laying, passenger-coach interiors, signalling and even digital services - under a deliberate plan called “Texmaco 2.0,” which aims to make the company half wagon-maker and half something less cyclical.

Business segments

Five engines at different stages - a freight-car manufacturing core that feeds a captive foundry, two infrastructure project divisions that ride the same railway capex wave, and a cluster of early-stage bets on passenger mobility, signalling and digital services - all anchored by the same heavy-engineering DNA.

1. Freight cars: the factory that prints wagons for Indian Railways

One in four wagons on India’s rail network comes out of Texmaco’s sheds, making it the single largest supplier in the country - but the order book swings sharply between government and private buyers.

Built for every cargo - the company makes over 20 types of freight car for coal, cement, steel, chemicals and containers, and is the only Indian manufacturer working with mild steel, stainless steel and composite materials in rolling stock.
Scale that few can match - its factories can push out 2,500-3,000 wagons a quarter; in FY25 it delivered 8,683 wagons, and it was the first Indian company to supply more than 10,000 wagons in a single financial year.
The order book has flipped - in FY25, 79% of the freight-car order book came from Indian Railways; a year later, 79% came from private-sector and export customers, showing how quickly the mix can shift.
Exports are small but growing - over the past 3 years it has shipped more than 550 wagons to international markets, though US tariffs have unsettled that trade.

2. Steel foundry: the captive casting engine behind the wagons

A foundry that feeds Texmaco’s own wagon lines with bogies and couplers, while also exporting railway castings as the only Indian company certified by the American railroad authority.

Captive supply, plus exports - the foundry makes the castings that go into Texmaco’s own freight cars, but it is also the sole exporter of railway castings from India, selling into the US, Australia and Eurasia.
The AAR licence is a rare privilege - its Belgharia foundry is the largest in India accredited by the Association of American Railroads, which is what opens the door to the US market - and it is the only Indian company that holds that approval.
Two plants, with a third on the way - current capacity across Belgharia (West Bengal) and Raipur (Chhattisgarh) is over 45,000 tonnes a year; a new foundry in Odisha will lift the total capacity.
Beyond railways - the foundry also casts components for mining equipment, marine applications and the Ministry of Defence, and its R&D lab is recognised by the government’s scientific research department.

3. Infra - Electrical: the power lines above the tracks

A railway-electrification contractor that strings overhead wires and maintains 4,000 kilometres of live line for Indian Railways - a business that grew 66% in its latest year.

Three decades of overhead electrification - the division, called Bright Power, designs and installs 2x25 kV railway electrification systems, traction substations and transmission lines, and has been doing it since the 1990s.
Maintenance income, not just project work - it holds contracts to maintain 4,000 kilometres of electrified railway lines, which provides a recurring revenue stream alongside one-off construction jobs.
Branching into power utilities - it has won orders from state electricity boards in Maharashtra and Madhya Pradesh for transmission and distribution work, taking it beyond the railway fence.

4. Infra - Rail & Green Energy: the heavy civil-engineering arm

A project business that lays track, builds bridges and installs hydro-mechanical equipment - currently being carved out into a separate entity to insulate the manufacturing core from construction risk.

Track, bridges and hydropower - the Kalindee division executes ballastless track work for metros, signalling contracts on freight corridors, and hydro-mechanical systems for dams like the 2,000 MW Subansiri project.
A landmark tunnel under the Hooghly - it laid ballastless track for Kolkata’s East-West Metro corridor, including a section 32 metres below the river.
Being separated from the parent - the Board approved a demerger of its Infra Rail & Green Energy Division so that the core manufacturing business is not exposed to the working-capital swings of EPC contracts.

5. Passenger mobility, signalling and digital: the bets beyond freight

A collection of early-stage moves - a coach-interiors acquisition, signalling partnerships, a digital services centre and a defence casting capability - that aim to build a second engine away from the wagon cycle.

Inside the passenger coach - the 51% stake in Saira Asia Interiors, bought in 2024, brings the ability to design and fit out metro and Vande Bharat coach interiors for customers like Alstom and Hyundai-Rotem.
Signalling and train protection - the company is developing capabilities in Kavach, India’s indigenous collision-avoidance system, and has a subsidiary that partnered with Spain’s CAF for electronic interlocking technology.
A digital front end - under the brand “invariz,” Texmaco is building a network of Global Capability Centres on the ServiceNow platform, aiming to generate over $100 million in revenue by 2030 by selling AI-led workflow solutions to external clients.
Defence castings from the foundry - the steel foundry already produces critical castings for the Defence sector, though the separate defence subsidiary was exited in March 2025.

Group structure and partners

Texmaco sits inside the Adventz Group and has stitched together a web of joint ventures and subsidiaries that give it access to global wagon designs, braking systems, railcar leasing and public-sector project execution.

A railcar leasing platform with American backing - the Touax Texmaco joint venture leases 32 rakes to private logistics companies on 10-15 year contracts; Trinity Rail, one of North America’s largest railcar manufacturers, is taking a 32% stake, turning the venture into a design-to-lease platform.
Brakes from a Wabtec partnership - the 40%-owned Wabtec Texmaco joint venture makes braking systems and components for the Indian and US markets.
European wagon designs, built locally - the 51%-owned Texmaco Nymwag JV with Czech manufacturer NYMWAG is building a factory in Kolkata to produce freight wagons for Indian and export markets.
A public-sector gateway - a 49:51 joint venture with Rail Vikas Nigam Limited (RVNL) lets Texmaco jointly bid for rolling-stock and EPC tenders, combining private manufacturing speed with a state-owned partner’s execution reach across Asia, Africa and the Middle East.

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Balance Sheet

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Balance Sheet

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Ratios

Peer Comparison

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Mkt Cap

Market Capitalization

₹4,448Cr

Close Price

₹109.32

Industry

Railways

Price To Earnings

20.47

Price To Sales

1.05

Revenue

₹4,223Cr

Rev Gr TTM

Revenue Growth TTM

-14.32%

PAT Gr TTM

PAT Growth TTM

0.85%

Consolidated

Standalone

Numbers

Percentage

Quarter	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue RevenueCr	805	896	1,145	1,088	1,346	1,326	1,346	911	1,258	1,042	1,167	757
Growth YoY Revenue Growth YoY%	66.2	43.5	37.0	65.7	67.2	47.9	17.6	-16.3	-6.5	-21.5	-13.3	-16.9
Expenses ExpensesCr	729	814	1,061	981	1,214	1,196	1,249	840	1,134	953	1,061	700
Operating Profit Operating ProfitCr	76	82	84	107	132	131	98	71	124	89	106	57
OPM OPM%	9.5	9.2	7.3	9.8	9.8	9.8	7.3	7.8	9.9	8.5	9.1	7.5
Other Income Other IncomeCr	5	9	20	23	23	8	20	14	15	18	10	23
Interest Expense Interest ExpenseCr	37	34	28	28	40	35	34	31	30	31	30	25
Depreciation DepreciationCr	9	9	9	11	11	11	11	11	11	12	13	12
PBT PBTCr	36	49	67	91	104	93	73	44	98	63	72	43
Tax TaxCr	16	23	25	32	30	23	34	14	34	21	14	-8
PAT PATCr	20	26	42	59	74	70	39	29	64	42	58	50
Growth YoY PAT Growth YoY%	70.0	185.0	178.7	593.4	266.9	171.3	-6.1	-50.5	-13.8	-39.5	48.2	70.7
NPM NPM%	2.5	2.9	3.6	5.4	5.5	5.3	2.9	3.2	5.1	4.1	5.0	6.6
EPS EPS₹	0.8	0.9	1.3	1.5	1.8	1.9	1.0	0.8	1.6	1.1	1.4	1.2

Quarter	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue RevenueCr	805	896	1,145	1,088	1,346	1,326	1,346	911	1,258	1,042	1,167	757
Growth YoY Revenue Growth YoY%	66.2	43.5	37.0	65.7	67.2	47.9	17.6	-16.3	-6.5	-21.5	-13.3	-16.9
Expenses ExpensesCr	729	814	1,061	981	1,214	1,196	1,249	840	1,134	953	1,061	700
Operating Profit Operating ProfitCr	76	82	84	107	132	131	98	71	124	89	106	57
OPM OPM%	9.5	9.2	7.3	9.8	9.8	9.8	7.3	7.8	9.9	8.5	9.1	7.5
Other Income Other IncomeCr	5	9	20	23	23	8	20	14	15	18	10	23
Interest Expense Interest ExpenseCr	37	34	28	28	40	35	34	31	30	31	30	25
Depreciation DepreciationCr	9	9	9	11	11	11	11	11	11	12	13	12
PBT PBTCr	36	49	67	91	104	93	73	44	98	63	72	43
Tax TaxCr	16	23	25	32	30	23	34	14	34	21	14	-8
PAT PATCr	20	26	42	59	74	70	39	29	64	42	58	50
Growth YoY PAT Growth YoY%	70.0	185.0	178.7	593.4	266.9	171.3	-6.1	-50.5	-13.8	-39.5	48.2	70.7
NPM NPM%	2.5	2.9	3.6	5.4	5.5	5.3	2.9	3.2	5.1	4.1	5.0	6.6
EPS EPS₹	0.8	0.9	1.3	1.5	1.8	1.9	1.0	0.8	1.6	1.1	1.4	1.2

Consolidated

Standalone

Numbers

Percentage

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue RevenueCr	1,102	1,324	1,135	1,858	1,832	1,689	1,622	2,243	3,503	5,107	4,377	4,223
Growth Revenue Growth%		20.1	-14.2	63.7	-1.4	-7.8	-4.0	38.3	56.1	45.8	-14.3	-14.3
Expenses ExpensesCr	1,053	1,249	1,071	1,688	1,672	1,570	1,482	2,098	3,239	4,639	3,987	3,847
Operating Profit Operating ProfitCr	50	74	64	170	160	119	140	145	264	467	390	377
OPM OPM%	4.5	5.6	5.6	9.1	8.7	7.0	8.7	6.5	7.5	9.2	8.9	8.9
Other Income Other IncomeCr	44	46	48	15	-129	25	22	26	70	58	57	65
Interest Expense Interest ExpenseCr	50	58	61	70	97	103	100	116	133	137	123	117
Depreciation DepreciationCr	17	22	25	29	36	37	36	35	38	43	47	49
PBT PBTCr	27	39	26	86	-102	3	26	20	162	345	277	276
Tax TaxCr	8	12	12	13	-33	0	14	9	66	119	84	62
PAT PATCr	19	27	13	73	-69	4	12	12	96	226	194	214
Growth PAT Growth%		39.8	-50.4	443.4	-195.0	105.2	238.6	-5.6	734.0	134.5	-14.2	0.8
NPM NPM%	1.8	2.0	1.2	3.9	-3.8	0.2	0.8	0.5	2.8	4.4	4.4	5.1
EPS EPS₹	0.8	1.1	0.5	3.1	-2.6	0.6	0.8	0.8	3.3	6.2	4.8	5.3

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue RevenueCr	1,102	1,324	1,135	1,858	1,832	1,689	1,622	2,243	3,503	5,107	4,377	4,223
Growth Revenue Growth%		20.1	-14.2	63.7	-1.4	-7.8	-4.0	38.3	56.1	45.8	-14.3	-14.3
Expenses ExpensesCr	1,053	1,249	1,071	1,688	1,672	1,570	1,482	2,098	3,239	4,639	3,987	3,847
Operating Profit Operating ProfitCr	50	74	64	170	160	119	140	145	264	467	390	377
OPM OPM%	4.5	5.6	5.6	9.1	8.7	7.0	8.7	6.5	7.5	9.2	8.9	8.9
Other Income Other IncomeCr	44	46	48	15	-129	25	22	26	70	58	57	65
Interest Expense Interest ExpenseCr	50	58	61	70	97	103	100	116	133	137	123	117
Depreciation DepreciationCr	17	22	25	29	36	37	36	35	38	43	47	49
PBT PBTCr	27	39	26	86	-102	3	26	20	162	345	277	276
Tax TaxCr	8	12	12	13	-33	0	14	9	66	119	84	62
PAT PATCr	19	27	13	73	-69	4	12	12	96	226	194	214
Growth PAT Growth%		39.8	-50.4	443.4	-195.0	105.2	238.6	-5.6	734.0	134.5	-14.2	0.8
NPM NPM%	1.8	2.0	1.2	3.9	-3.8	0.2	0.8	0.5	2.8	4.4	4.4	5.1
EPS EPS₹	0.8	1.1	0.5	3.1	-2.6	0.6	0.8	0.8	3.3	6.2	4.8	5.3

Consolidated

Standalone

Numbers

Percentage

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital Equity CapitalCr	21	22	22	22	22	25	32	32	40	40	41
Reserves ReservesCr	954	983	1,048	1,116	1,005	1,116	1,298	1,360	2,493	2,720	2,333
Current Liabilities Current LiabilitiesCr	955	915	1,139	1,291	1,620	1,321	1,164	1,732	1,333	1,570	2,236
Non Current Liabilities Non Current LiabilitiesCr	43	39	39	263	239	182	171	264	322	436	406
Total Liabilities Total LiabilitiesCr	1,991	1,978	2,249	2,693	2,887	2,642	2,664	3,385	4,185	4,837	5,054
Current Assets Current AssetsCr	1,538	1,499	1,749	2,158	2,268	2,031	2,099	2,727	3,476	3,583	3,666
Non Current Assets Non Current AssetsCr	454	479	500	535	619	611	565	658	709	1,254	1,388
Total Assets Total AssetsCr	1,991	1,978	2,249	2,693	2,887	2,642	2,664	3,385	4,185	4,837	5,054

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital Equity CapitalCr	21	22	22	22	22	25	32	32	40	40	41
Reserves ReservesCr	954	983	1,048	1,116	1,005	1,116	1,298	1,360	2,493	2,720	2,333
Current Liabilities Current LiabilitiesCr	955	915	1,139	1,291	1,620	1,321	1,164	1,732	1,333	1,570	2,236
Non Current Liabilities Non Current LiabilitiesCr	43	39	39	263	239	182	171	264	322	436	406
Total Liabilities Total LiabilitiesCr	1,991	1,978	2,249	2,693	2,887	2,642	2,664	3,385	4,185	4,837	5,054
Current Assets Current AssetsCr	1,538	1,499	1,749	2,158	2,268	2,031	2,099	2,727	3,476	3,583	3,666
Non Current Assets Non Current AssetsCr	454	479	500	535	619	611	565	658	709	1,254	1,388
Total Assets Total AssetsCr	1,991	1,978	2,249	2,693	2,887	2,642	2,664	3,385	4,185	4,837	5,054

Consolidated

Standalone

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Operating Cash Flow Operating Cash FlowCr	-84	-34	-175	5	10	40	27	-103	96	-47	363
Investing Cash Flow Investing Cash FlowCr	59	40	161	37	-99	-23	20	-76	-633	-96	-231
Financing Cash Flow Financing Cash FlowCr	18	-15	18	-47	96	-13	-12	151	533	172	-101
Net Cash Flow Net Cash FlowCr	-7	-9	3	-5	6	6	33	-25	-4	30	33
Free Cash Flow Free Cash FlowCr	-108	-94	-205	-57	-69	32	11	-156	14	-579	196
CFO To PAT CFO To PAT%	-434.9	-126.4	-1,308.6	6.2	-15.1	1,116.9	222.3	-891.8	99.6	-20.6	187.4
CFO To EBITDA CFO To EBITDA%	-168.4	-46.1	-274.6	2.6	6.5	34.0	19.4	-70.7	36.4	-10.0	92.9

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Operating Cash Flow Operating Cash FlowCr	-84	-34	-175	5	10	40	27	-103	96	-47	363
Investing Cash Flow Investing Cash FlowCr	59	40	161	37	-99	-23	20	-76	-633	-96	-231
Financing Cash Flow Financing Cash FlowCr	18	-15	18	-47	96	-13	-12	151	533	172	-101
Net Cash Flow Net Cash FlowCr	-7	-9	3	-5	6	6	33	-25	-4	30	33
Free Cash Flow Free Cash FlowCr	-108	-94	-205	-57	-69	32	11	-156	14	-579	196
CFO To PAT CFO To PAT%	-434.9	-126.4	-1,308.6	6.2	-15.1	1,116.9	222.3	-891.8	99.6	-20.6	187.4
CFO To EBITDA CFO To EBITDA%	-168.4	-46.1	-274.6	2.6	6.5	34.0	19.4	-70.7	36.4	-10.0	92.9

Consolidated

Standalone

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	Current
Valuation Ratios Valuation Ratios
Market Cap Market CapitalizationCr	2,194	2,030	1,834	1,518	437	670	1,342	1,368	6,591	5,383	3,206	4,448
Price To Earnings Price To Earnings	115.9	77.1	149.0	20.5		46.9	65.2	52.5	58.3	21.6	16.4	20.5
Price To Sales Price To Sales	2.0	1.5	1.6	0.8	0.2	0.4	0.7	0.6	1.9	1.1	0.7	1.1
Price To Book Price To Book	2.3	2.0	1.8	1.4	0.4	0.6	1.0	1.0	2.6	2.0	1.4	1.9
EV To EBITDA EV To EBITDA	51.1	32.5	36.3	12.0	6.9	11.3	13.4	15.1	25.9	13.1	9.9	14.0
Profitability Ratios Profitability Ratios
GPM GPM%	16.0	16.9	19.9	19.2	19.6	17.6	20.5	16.2	15.3	15.6	15.7	15.7
OPM OPM%	4.5	5.6	5.6	9.1	8.7	7.0	8.7	6.5	7.5	9.2	8.9	8.9
NPM NPM%	1.8	2.0	1.2	3.9	-3.8	0.2	0.8	0.5	2.8	4.4	4.4	5.1
ROCE ROCE%	5.5	6.8	5.5	9.1	-0.3	5.5	6.2	5.8	9.3	13.0	12.2	12.2
ROE ROE%	2.0	2.7	1.3	6.4	-6.7	0.3	0.9	0.8	3.8	8.2	8.2	8.2
ROA ROA%	1.0	1.4	0.6	2.7	-2.4	0.1	0.5	0.3	2.3	4.7	3.8	3.8
Operational Ratios Operational Ratios
Solvency Ratios Solvency Ratios
Liquidity Ratios Liquidity Ratios

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	Current
Valuation Ratios Valuation Ratios
Market Cap Market CapitalizationCr	2,194	2,030	1,834	1,518	437	670	1,342	1,368	6,591	5,383	3,206	4,448
Price To Earnings Price To Earnings	115.9	77.1	149.0	20.5		46.9	65.2	52.5	58.3	21.6	16.4	20.5
Price To Sales Price To Sales	2.0	1.5	1.6	0.8	0.2	0.4	0.7	0.6	1.9	1.1	0.7	1.1
Price To Book Price To Book	2.3	2.0	1.8	1.4	0.4	0.6	1.0	1.0	2.6	2.0	1.4	1.9
EV To EBITDA EV To EBITDA	51.1	32.5	36.3	12.0	6.9	11.3	13.4	15.1	25.9	13.1	9.9	14.0
Profitability Ratios Profitability Ratios
GPM GPM%	16.0	16.9	19.9	19.2	19.6	17.6	20.5	16.2	15.3	15.6	15.7	15.7
OPM OPM%	4.5	5.6	5.6	9.1	8.7	7.0	8.7	6.5	7.5	9.2	8.9	8.9
NPM NPM%	1.8	2.0	1.2	3.9	-3.8	0.2	0.8	0.5	2.8	4.4	4.4	5.1
ROCE ROCE%	5.5	6.8	5.5	9.1	-0.3	5.5	6.2	5.8	9.3	13.0	12.2	12.2
ROE ROE%	2.0	2.7	1.3	6.4	-6.7	0.3	0.9	0.8	3.8	8.2	8.2	8.2
ROA ROA%	1.0	1.4	0.6	2.7	-2.4	0.1	0.5	0.3	2.3	4.7	3.8	3.8
Operational Ratios Operational Ratios
Solvency Ratios Solvency Ratios
Liquidity Ratios Liquidity Ratios

	TITAGARH	RITES	JWL	RAILTEL	TEXRAIL	COSMICCRF	ORIRAIL
Market CapitalizationMkt CapCr	9,969	9,780	8,419	8,043	4,448	1,033	807
Close PriceClose₹	740.20	203.50	197.00	250.60	109.32	1,087.00	120.29
IndustryIndustry	Railways	Railways	Railways	Railways	Railways	Railways	Railways
Price To EarningsPE	52.16	23.47	52.39	23.25	20.47	19.75	17.14
Price To SalesPS	3.05	3.98	2.69	1.82	1.05	1.44	1.36
RevenueRevenueCr	3,272	2,458	3,127	4,427	4,223	717	593
Revenue Growth TTMRev Gr TTM%	-10.2%	11.3%	-11.7%	20.9%	-14.3%	78.4%	-0.7%
PAT Growth TTMPAT Gr TTM%	272.7%	8.8%	-49.6%	9.1%	0.8%	74.2%	61.3%

	TITAGARH	RITES	JWL	RAILTEL	TEXRAIL	COSMICCRF	ORIRAIL
Market CapitalizationMkt CapCr	9,969	9,780	8,419	8,043	4,448	1,033	807
Close PriceClose₹	740.20	203.50	197.00	250.60	109.32	1,087.00	120.29
IndustryIndustry	Railways	Railways	Railways	Railways	Railways	Railways	Railways
Price To EarningsPE	52.16	23.47	52.39	23.25	20.47	19.75	17.14
Price To SalesPS	3.05	3.98	2.69	1.82	1.05	1.44	1.36
RevenueRevenueCr	3,272	2,458	3,127	4,427	4,223	717	593
Revenue Growth TTMRev Gr TTM%	-10.2%	11.3%	-11.7%	20.9%	-14.3%	78.4%	-0.7%
PAT Growth TTMPAT Gr TTM%	272.7%	8.8%	-49.6%	9.1%	0.8%	74.2%	61.3%

FY2026

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FY2026

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