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City Union Bank Ltd

CUB

NSE

₹230.95+1.57%19 Oct 2026

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Private Banks

City Union Bank Ltd

CUB

NSE

₹230.95

+1.57%

19 Oct 2026

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Private Banks

Indices

Quick Ratios

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flow

Ratios

Peer Comparison

Quick Ratios

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flow

Ratios

Peer Comparison

Price

Charts

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Edit Ratios

Mkt Cap

Market Capitalization

₹22,895Cr

Close Price

₹231.08

Industry

Private Banks

Price To Earnings

16.31

Price To Sales

3.16

Revenue

₹7,249Cr

Rev Gr TTM

Revenue Growth TTM

19.81%

PAT Gr TTM

PAT Growth TTM

20.41%

Upcoming Results on

28 Oct 2026

Standalone

Numbers

Percentage

Quarter	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue RevenueCr	1,304	1,326	1,374	1,389	1,434	1,479	1,533	1,605	1,653	1,756	1,856	1,985
Growth YoY Revenue Growth YoY%	10.4	10.0	11.9	9.7	10.0	11.5	11.5	15.6	15.3	18.7	21.1	23.6
Interest Expended Interest ExpendedCr	766	810	828	843	851	891	932	980	987	1,004	1,070	1,165
Expenses ExpensesCr	390	391	402	403	451	455	489	488	512	580	617	561
Financing Profit Financing ProfitCr	149	125	145	142	132	133	112	137	154	172	169	259
FPM FPM%	11.4	9.4	10.5	10.3	9.2	9.0	7.3	8.5	9.3	9.8	9.1	13.1
Other Income Other IncomeCr	182	193	175	192	226	228	251	244	259	245	290	244
Depreciation DepreciationCr	0	0	0	0	0	0	0	0	0	0	0	0
PBT PBTCr	331	318	320	334	358	361	363	381	414	417	460	503
Tax TaxCr	50	65	65	70	73	75	75	75	85	85	100	120
PAT PATCr	281	253	255	264	285	286	288	306	329	332	360	383
Growth YoY PAT Growth YoY%	1.5	16.1	16.9	16.4	1.6	13.0	13.0	15.7	15.2	16.1	24.9	25.1
NPM NPM%	21.5	19.1	18.5	19.1	19.9	19.3	18.8	19.1	19.9	18.9	19.4	19.3
EPS EPS₹	2.8	2.6	2.6	2.7	2.9	2.9	2.9	3.1	3.3	3.4	3.6	3.9
Ratios Ratios

Quarter	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue RevenueCr	1,304	1,326	1,374	1,389	1,434	1,479	1,533	1,605	1,653	1,756	1,856	1,985
Growth YoY Revenue Growth YoY%	10.4	10.0	11.9	9.7	10.0	11.5	11.5	15.6	15.3	18.7	21.1	23.6
Interest Expended Interest ExpendedCr	766	810	828	843	851	891	932	980	987	1,004	1,070	1,165
Expenses ExpensesCr	390	391	402	403	451	455	489	488	512	580	617	561
Financing Profit Financing ProfitCr	149	125	145	142	132	133	112	137	154	172	169	259
FPM FPM%	11.4	9.4	10.5	10.3	9.2	9.0	7.3	8.5	9.3	9.8	9.1	13.1
Other Income Other IncomeCr	182	193	175	192	226	228	251	244	259	245	290	244
Depreciation DepreciationCr	0	0	0	0	0	0	0	0	0	0	0	0
PBT PBTCr	331	318	320	334	358	361	363	381	414	417	460	503
Tax TaxCr	50	65	65	70	73	75	75	75	85	85	100	120
PAT PATCr	281	253	255	264	285	286	288	306	329	332	360	383
Growth YoY PAT Growth YoY%	1.5	16.1	16.9	16.4	1.6	13.0	13.0	15.7	15.2	16.1	24.9	25.1
NPM NPM%	21.5	19.1	18.5	19.1	19.9	19.3	18.8	19.1	19.9	18.9	19.4	19.3
EPS EPS₹	2.8	2.6	2.6	2.7	2.9	2.9	2.9	3.1	3.3	3.4	3.6	3.9
Ratios Ratios

Standalone

Numbers

Percentage

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue RevenueCr	2,944	3,174	3,402	3,767	4,169	4,135	4,105	4,714	5,271	5,834	6,870	7,249
Growth Revenue Growth%	9.1	7.8	7.2	10.7	10.7	-0.8	-0.7	14.8	11.8	10.7	17.8	19.8
Interest Expended Interest ExpendedCr	1,963	1,975	1,972	2,156	2,493	2,305	2,188	2,552	3,147	3,518	4,040	4,225
Expenses ExpensesCr	736	937	1,120	1,140	1,690	1,738	1,605	1,723	1,559	1,716	2,090	2,270
Financing Profit Financing ProfitCr	245	262	310	472	-15	92	311	440	564	600	740	754
FPM FPM%	8.3	8.3	9.1	12.5	-0.4	2.2	7.6	9.3	10.7	10.3	10.8	10.4
Other Income Other IncomeCr	410	484	532	514	680	689	759	810	742	898	1,039	1,039
Depreciation DepreciationCr	52	53	52	62	79	87	85	73	75	82	107	0
PBT PBTCr	603	693	790	925	586	693	985	1,177	1,231	1,417	1,671	1,793
Tax TaxCr	158	190	198	242	110	100	225	240	215	293	345	390
PAT PATCr	445	503	592	683	476	593	760	937	1,016	1,124	1,326	1,403
Growth PAT Growth%	12.6	13.1	17.8	15.3	-30.3	24.5	28.2	23.3	8.3	10.6	18.0	20.4
NPM NPM%	15.1	15.8	17.4	18.1	11.4	14.3	18.5	19.9	19.3	19.3	19.3	19.4
EPS EPS₹	6.2	5.2	6.3	7.2	4.9	6.0	7.7	9.5	10.3	11.4	13.4	14.2

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue RevenueCr	2,944	3,174	3,402	3,767	4,169	4,135	4,105	4,714	5,271	5,834	6,870	7,249
Growth Revenue Growth%	9.1	7.8	7.2	10.7	10.7	-0.8	-0.7	14.8	11.8	10.7	17.8	19.8
Interest Expended Interest ExpendedCr	1,963	1,975	1,972	2,156	2,493	2,305	2,188	2,552	3,147	3,518	4,040	4,225
Expenses ExpensesCr	736	937	1,120	1,140	1,690	1,738	1,605	1,723	1,559	1,716	2,090	2,270
Financing Profit Financing ProfitCr	245	262	310	472	-15	92	311	440	564	600	740	754
FPM FPM%	8.3	8.3	9.1	12.5	-0.4	2.2	7.6	9.3	10.7	10.3	10.8	10.4
Other Income Other IncomeCr	410	484	532	514	680	689	759	810	742	898	1,039	1,039
Depreciation DepreciationCr	52	53	52	62	79	87	85	73	75	82	107	0
PBT PBTCr	603	693	790	925	586	693	985	1,177	1,231	1,417	1,671	1,793
Tax TaxCr	158	190	198	242	110	100	225	240	215	293	345	390
PAT PATCr	445	503	592	683	476	593	760	937	1,016	1,124	1,326	1,403
Growth PAT Growth%	12.6	13.1	17.8	15.3	-30.3	24.5	28.2	23.3	8.3	10.6	18.0	20.4
NPM NPM%	15.1	15.8	17.4	18.1	11.4	14.3	18.5	19.9	19.3	19.3	19.3	19.4
EPS EPS₹	6.2	5.2	6.3	7.2	4.9	6.0	7.7	9.5	10.3	11.4	13.4	14.2

Standalone

Numbers

Percentage

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital Equity CapitalCr	60	60	66	73	74	74	74	74	74	74	74
Reserves ReservesCr	2,992	3,510	4,097	4,767	5,222	5,769	6,512	7,383	8,327	9,393	10,491
Deposits DepositsCr	27,158	30,116	32,853	38,448	40,832	44,537	47,690	52,398	55,657	63,526	78,308
Borrowings BorrowingsCr	665	531	1,736	481	2,032	1,346	5,312	4,688	4,724	2,169	5,327
Other Liabilities Other LiabilitiesCr	929	1,054	1,186	1,489	1,573	1,586	1,944	2,051	2,044	2,461	2,825
Total Liabilities Total LiabilitiesCr	31,804	35,271	39,937	45,259	49,734	53,312	61,531	66,595	70,826	77,623	97,024
Fixed Assets Fixed AssetsCr		215	223	250	245	233	215	239	270	322	469
Investments InvestmentsCr	6,826	7,031	7,879	7,712	9,117	9,436	12,221	14,333	15,664	17,336	18,987
Advances AdvancesCr	22,110	25,145	29,199	34,333	35,650	38,028	42,408	45,373	47,948	54,674	68,642
Cash Equivalents Cash EquivalentsCr	2,650	2,879	2,636	2,963	4,722	5,615	6,687	6,649	6,944	5,291	8,927
Other Assets Other AssetsCr	218	0	0	0	0	0	0	0	0	0	0
Total Assets Total AssetsCr	31,804	35,271	39,937	45,259	49,734	53,312	61,531	66,595	70,826	77,623	97,024

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital Equity CapitalCr	60	60	66	73	74	74	74	74	74	74	74
Reserves ReservesCr	2,992	3,510	4,097	4,767	5,222	5,769	6,512	7,383	8,327	9,393	10,491
Deposits DepositsCr	27,158	30,116	32,853	38,448	40,832	44,537	47,690	52,398	55,657	63,526	78,308
Borrowings BorrowingsCr	665	531	1,736	481	2,032	1,346	5,312	4,688	4,724	2,169	5,327
Other Liabilities Other LiabilitiesCr	929	1,054	1,186	1,489	1,573	1,586	1,944	2,051	2,044	2,461	2,825
Total Liabilities Total LiabilitiesCr	31,804	35,271	39,937	45,259	49,734	53,312	61,531	66,595	70,826	77,623	97,024
Fixed Assets Fixed AssetsCr		215	223	250	245	233	215	239	270	322	469
Investments InvestmentsCr	6,826	7,031	7,879	7,712	9,117	9,436	12,221	14,333	15,664	17,336	18,987
Advances AdvancesCr	22,110	25,145	29,199	34,333	35,650	38,028	42,408	45,373	47,948	54,674	68,642
Cash Equivalents Cash EquivalentsCr	2,650	2,879	2,636	2,963	4,722	5,615	6,687	6,649	6,944	5,291	8,927
Other Assets Other AssetsCr	218	0	0	0	0	0	0	0	0	0	0
Total Assets Total AssetsCr	31,804	35,271	39,937	45,259	49,734	53,312	61,531	66,595	70,826	77,623	97,024

Standalone

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Operating Cash Flow Operating Cash FlowCr	248	284	-183	419	1,836	922	1,166	724	436	1,128	802
Investing Cash Flow Investing Cash FlowCr	-60	-50	-61	-87	-60	-38	-63	-72	-106	-120	-208
Financing Cash Flow Financing Cash FlowCr	-75	-4	1	-5	-18	10	-31	-690	-36	-2,662	3,042
Net Cash Flow Net Cash FlowCr	113	229	-243	327	1,758	893	1,072	-38	294	-1,653	3,637
Free Cash Flow Free Cash FlowCr	188	233	-244	332	1,777	884	1,103	652	330	1,009	595
CFO To EBITDA CFO To EBITDA%	101.3	108.3	-59.0	88.7	-12,541.5	1,007.1	374.6	164.6	77.3	188.0	108.5

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Operating Cash Flow Operating Cash FlowCr	248	284	-183	419	1,836	922	1,166	724	436	1,128	802
Investing Cash Flow Investing Cash FlowCr	-60	-50	-61	-87	-60	-38	-63	-72	-106	-120	-208
Financing Cash Flow Financing Cash FlowCr	-75	-4	1	-5	-18	10	-31	-690	-36	-2,662	3,042
Net Cash Flow Net Cash FlowCr	113	229	-243	327	1,758	893	1,072	-38	294	-1,653	3,637
Free Cash Flow Free Cash FlowCr	188	233	-244	332	1,777	884	1,103	652	330	1,009	595
CFO To EBITDA CFO To EBITDA%	101.3	108.3	-59.0	88.7	-12,541.5	1,007.1	374.6	164.6	77.3	188.0	108.5

Standalone

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	Current
Valuation Ratios Valuation Ratios
Market Cap Market CapitalizationCr	5,671	9,091	11,473	14,999	9,559	11,518	9,544	9,318	10,003	11,645	17,826	22,895
Price To Earnings Price To Earnings	12.8	18.1	19.4	22.0	20.1	19.4	12.6	9.9	9.8	10.4	13.4	16.3
Price To Sales Price To Sales	1.9	2.9	3.4	4.0	2.3	2.8	2.3	2.0	1.9	2.0	2.6	3.2
Price To Book Price To Book	1.9	2.5	2.8	3.1	1.8	2.0	1.4	1.3	1.2	1.2	1.7	2.2
EV To EBITDA EV To EBITDA	15.0	25.8	34.1	26.5	-469.2	79.2	26.3	16.7	13.8	14.2	19.2	128.9
Profitability Ratios Profitability Ratios
FPM FPM%	8.3	8.3	9.1	12.5	-0.3	2.2	7.6	9.3	10.7	10.3	10.8	10.4
NPM NPM%	15.1	15.8	17.4	18.1	11.4	14.3	18.5	19.9	19.3	19.3	19.3	19.4
ROCE ROCE%	8.3	7.8	7.1	7.0	6.4	5.8	5.3	5.8	6.4	6.6	6.1	6.1
ROE ROE%	14.6	14.1	14.2	14.1	9.0	10.2	11.5	12.6	12.1	11.9	12.6	12.6
ROA ROA%	1.4	1.4	1.5	1.5	1.0	1.1	1.2	1.4	1.4	1.4	1.4	1.4
Solvency Ratios Solvency Ratios

Financial Year	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	Current
Valuation Ratios Valuation Ratios
Market Cap Market CapitalizationCr	5,671	9,091	11,473	14,999	9,559	11,518	9,544	9,318	10,003	11,645	17,826	22,895
Price To Earnings Price To Earnings	12.8	18.1	19.4	22.0	20.1	19.4	12.6	9.9	9.8	10.4	13.4	16.3
Price To Sales Price To Sales	1.9	2.9	3.4	4.0	2.3	2.8	2.3	2.0	1.9	2.0	2.6	3.2
Price To Book Price To Book	1.9	2.5	2.8	3.1	1.8	2.0	1.4	1.3	1.2	1.2	1.7	2.2
EV To EBITDA EV To EBITDA	15.0	25.8	34.1	26.5	-469.2	79.2	26.3	16.7	13.8	14.2	19.2	128.9
Profitability Ratios Profitability Ratios
FPM FPM%	8.3	8.3	9.1	12.5	-0.3	2.2	7.6	9.3	10.7	10.3	10.8	10.4
NPM NPM%	15.1	15.8	17.4	18.1	11.4	14.3	18.5	19.9	19.3	19.3	19.3	19.4
ROCE ROCE%	8.3	7.8	7.1	7.0	6.4	5.8	5.3	5.8	6.4	6.6	6.1	6.1
ROE ROE%	14.6	14.1	14.2	14.1	9.0	10.2	11.5	12.6	12.1	11.9	12.6	12.6
ROA ROA%	1.4	1.4	1.5	1.5	1.0	1.1	1.2	1.4	1.4	1.4	1.4	1.4
Solvency Ratios Solvency Ratios

	YESBANK	KARURVYSYA	BANDHANBNK	CUB	J&KBANK	SOUTHBANK	TMB
Market CapitalizationMkt CapCr	52,986	35,859	26,391	22,895	15,339	14,158	13,792
Close PriceClose₹	16.88	371.00	163.80	231.08	139.30	54.05	871.00
IndustryIndustry	Private Banks	Private Banks	Private Banks	Private Banks	Private Banks	Private Banks	Private Banks
Price To EarningsPE	12.69	12.12	19.50	16.31	6.66	8.92	9.55
Price To SalesPS	1.66	2.99	1.21	3.16	1.14	1.35	2.26
RevenueRevenueCr	31,919	11,983	21,844	7,249	13,429	10,501	6,096
Revenue Growth TTMRev Gr TTM%	4.8%	15.4%	-0.2%	19.8%	4.8%	10.4%	13.0%
PAT Growth TTMPAT Gr TTM%	47.9%	40.5%	-34.1%	20.4%	7.0%	16.8%	20.3%

	YESBANK	KARURVYSYA	BANDHANBNK	CUB	J&KBANK	SOUTHBANK	TMB
Market CapitalizationMkt CapCr	52,986	35,859	26,391	22,895	15,339	14,158	13,792
Close PriceClose₹	16.88	371.00	163.80	231.08	139.30	54.05	871.00
IndustryIndustry	Private Banks	Private Banks	Private Banks	Private Banks	Private Banks	Private Banks	Private Banks
Price To EarningsPE	12.69	12.12	19.50	16.31	6.66	8.92	9.55
Price To SalesPS	1.66	2.99	1.21	3.16	1.14	1.35	2.26
RevenueRevenueCr	31,919	11,983	21,844	7,249	13,429	10,501	6,096
Revenue Growth TTMRev Gr TTM%	4.8%	15.4%	-0.2%	19.8%	4.8%	10.4%	13.0%
PAT Growth TTMPAT Gr TTM%	47.9%	40.5%	-34.1%	20.4%	7.0%	16.8%	20.3%